Swan Lake CDP, Montana Demographics & Population 2026

Population Overview

Swan Lake CDP is a small community located in Montana. The total population is 226. It ranks as the 232nd most populous out of 470 cities and towns in Montana.

Age Demographics

The median age in Swan Lake CDP is 43.6 years. This is 8% higher than the state median of 40.2 years. Only 14.6% of residents are under 18, indicating fewer families with children. 19.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Swan Lake CDP is $78,125. This is 12% higher than the state median of $69,922. Compared to the national median of $78,538, household income here is about average. The poverty rate stands at 16.4%. This is 36% higher than the state poverty rate of 12.0%. The unemployment rate is 0.0%. This is 100% lower than the state rate of 3.8%. The median home value is $492,900. Housing costs are 46% higher than the state median of $338,100. The home-value-to-income ratio of 6.3x suggests that housing affordability is a significant concern for many residents. 92.9% of occupied housing units are owner-occupied. This homeownership rate is 34% higher than the state average of 69.4%.

Race & Ethnicity

Swan Lake CDP has a predominantly White (non-Hispanic) population, comprising 98.2% of all residents. Asian residents account for 0.9%.

Education

30.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 13% lower than the state rate of 34.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.9%.

Data Sources & Methodology

All demographic data for Swan Lake CDP, Montana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Montana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 470 Census-designated places in Montana. For official data, visit data.census.gov.