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Central City city, Nebraska Demographics & Population 2026

As of 2026, Central City city, Nebraska has a total population of 3,039, the 49th largest city in Nebraska, with a median household income of $62,012, which is 17% lower than the state average. The poverty rate is 7.8%.

Key Takeaways

Central City city Quick Facts

Population 3,039
Median Household Income $62,012
Median Home Value $158,300
Poverty Rate 7.8%
Unemployment Rate 0.0%
Median Age 38.8 years
Homeownership Rate 67.4%
Affordability Ratio 2.6x
Bachelor's Degree or Higher 19.7%
High School Graduation Rate 92.1%
Diversity Index 25/100
Population 3,039 49th of 584
Median Income $62,012 average
Poverty Rate 7.8% 37% lower national
Median Home Value $158,300 top 30%

How Central City city Compares

Economy & Housing

Employment

0.0% Unemployment Rate State: 3.0% | National: 5.2%
64.5% Labor Force Participation

Housing Overview

Owner 67.4%
Renter 32.6%
Affordability Index Very Affordable
2.6x home value to income ratio

People & Demographics

Diversity Index

25out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Central City city Rankings in Nebraska

#49 Population of 584
#278 Median Income of 584
#278 Education of 584
#132 Home Value of 584

Cities Similar to Central City city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Minden city3,020$64,846$188,10024.6%4.2%
David City city3,013$66,585$158,80034.3%7.6%
Ashland city3,083$80,948$229,10030.3%5.9%
Dakota City city2,980$80,433$170,20012.8%8.7%
West Point city3,479$63,977$209,20023.4%7.1%

Population Overview

Central City city is a small community located in Nebraska, within Merrick County. The total population is 3,039. It ranks as the 49th most populous out of 584 cities and towns in Nebraska.

Age Demographics

The median age in Central City city is 38.8 years. This is 5% higher than the state median of 37.1 years. 10.9% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Central City city is $62,012. This is 17% lower than the state median of $74,985. Compared to the national median of $78,538, household income here is 21% lower. The poverty rate stands at 7.8%. This is 24% lower than the state poverty rate of 10.3%. The unemployment rate is 0.0%. This is 100% lower than the state rate of 3.0%. The median home value is $158,300. Housing costs are 29% lower than the state median of $223,800. With a home-value-to-income ratio of just 2.6x, Central City city is one of the most affordable housing markets in the area. 67.4% of occupied housing units are owner-occupied. This homeownership rate is 1% higher than the state average of 66.5%.

Race & Ethnicity

Central City city has a predominantly White (non-Hispanic) population, comprising 86.2% of all residents. Hispanic or Latino residents account for 7.3%. The Black or African American population (0.1%) is well below the state average of 4.6%.

Education

19.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 42% lower than the state rate of 34.1%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.1%.

Data Sources & Methodology

All demographic data for Central City city, Nebraska is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Nebraska state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 584 Census-designated places in Nebraska. For official data, visit data.census.gov.

Free data download: Get all Nebraska city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Central City city, Nebraska?

Central City city, Nebraska has a population of 3,039 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Central City city, NE?

The median household income in Central City city is $62,012, which is 21% lower the national median of $78,538.

What is the poverty rate in Central City city, NE?

The poverty rate in Central City city is 7.8%. This means approximately 229 residents live below the federal poverty line.

What is the racial makeup of Central City city, Nebraska?

Central City city's population is 86.2% White, 0.1% Black, 7.3% Hispanic/Latino, and 1.7% Asian.

What is the median home value in Central City city, NE?

The median home value in Central City city is $158,300. The home-value-to-income ratio is 2.6x.

How educated is Central City city, Nebraska?

19.7% of adults (25+) in Central City city hold a bachelor's degree or higher, and 8.8% hold a graduate or professional degree.