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Cozad city, Nebraska Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Cozad city, Nebraska has a total population of 3,944, the 40th largest city in Nebraska, with a median household income of $50,161, which is 33% lower than the state average. The poverty rate is 15.2%.

Key Takeaways

Cozad city Quick Facts

Population 3,944
Median Household Income $50,161
Median Home Value $118,600
Poverty Rate 15.2%
Unemployment Rate 1.1%
Median Age 43.7 years
Homeownership Rate 64.7%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 14.8%
High School Graduation Rate 86.9%
Diversity Index 27/100
Population 3,944 40th of 584
Median Income $50,161 bottom 20%
Poverty Rate 15.2% 23% higher national
Median Home Value $118,600 average

How Cozad city Compares

Economy & Housing

Employment

1.1% Unemployment Rate State: 3.0% | National: 5.2%
65.0% Labor Force Participation

Housing Overview

Owner 64.7%
Renter 35.3%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

27out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Cozad city Rankings in Nebraska

#40 Population of 584
#427 Median Income of 584
#387 Education of 584
#220 Home Value of 584

Other Cities in Dawson County

CityPopulationMedian IncomePovertyHome Value
Lexington city 10,693 $62,364 16.5% $155,200
Gothenburg city 3,436 $79,519 7.0% $173,200

Cities Similar to Cozad city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Fairbury city3,905$51,782$90,80017.1%15.1%
Falls City city4,099$45,750$91,90024.4%12.5%
Broken Bow city3,524$56,438$124,60020.4%14.6%
Auburn city3,468$58,674$98,90024.7%14.2%
O'Neill city3,574$66,458$130,90020.3%14.9%

Population Overview

Cozad city is a small community located in Nebraska, within Dawson County. The total population is 3,944. It ranks as the 40th most populous out of 584 cities and towns in Nebraska.

Age Demographics

The median age in Cozad city is 43.7 years. This is 18% higher than the state median of 37.1 years. 13.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cozad city is $50,161. This is 33% lower than the state median of $74,985. Compared to the national median of $78,538, household income here is 36% lower. The poverty rate stands at 15.2%. This is 48% higher than the state poverty rate of 10.3%. The unemployment rate is 1.1%. This is 65% lower than the state rate of 3.0%. The median home value is $118,600. Housing costs are 47% lower than the state median of $223,800. With a home-value-to-income ratio of just 2.4x, Cozad city is one of the most affordable housing markets in the area. 64.7% of occupied housing units are owner-occupied. This homeownership rate is 3% lower than the state average of 66.5%.

Race & Ethnicity

The largest racial or ethnic group in Cozad city is White (non-Hispanic), making up 84.9% of the population. Hispanic or Latino residents account for 10.8%. The Black or African American population (2.1%) is well below the state average of 4.6%. The Asian population (0.8%) is well below the state average of 2.5%.

Education

14.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 57% lower than the state rate of 34.1%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.9%.

Data Sources & Methodology

All demographic data for Cozad city, Nebraska is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Nebraska state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 584 Census-designated places in Nebraska. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Cozad city, Nebraska?

Cozad city, Nebraska has a population of 3,944 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cozad city, NE?

The median household income in Cozad city is $50,161, which is 36% lower the national median of $78,538.

What is the poverty rate in Cozad city, NE?

The poverty rate in Cozad city is 15.2%. This means approximately 592 residents live below the federal poverty line.

What is the racial makeup of Cozad city, Nebraska?

Cozad city's population is 84.9% White, 2.1% Black, 10.8% Hispanic/Latino, and 0.8% Asian.

What is the median home value in Cozad city, NE?

The median home value in Cozad city is $118,600. The home-value-to-income ratio is 2.4x.

How educated is Cozad city, Nebraska?

14.8% of adults (25+) in Cozad city hold a bachelor's degree or higher, and 2.9% hold a graduate or professional degree.