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Elgin city, Nebraska Demographics & Population 2026

Very AffordableHome value to income ratio of 1.8x is exceptionally low

As of 2026, Elgin city, Nebraska has a total population of 620, the 184th largest city in Nebraska, with a median household income of $53,661, which is 28% lower than the state average. The poverty rate is 8.9%.

Key Takeaways

Elgin city Quick Facts

Population 620
Median Household Income $53,661
Median Home Value $98,000
Poverty Rate 8.9%
Unemployment Rate 1.3%
Median Age 51.9 years
Homeownership Rate 82.2%
Affordability Ratio 1.8x
Bachelor's Degree or Higher 18.9%
High School Graduation Rate 96.5%
Diversity Index 3/100
Population 620 184th of 584
Median Income $53,661 bottom 30%
Poverty Rate 8.9% 29% lower national
Median Home Value $98,000 average

How Elgin city Compares

Economy & Housing

Employment

1.3% Unemployment Rate State: 3.0% | National: 5.2%
61.3% Labor Force Participation

Housing Overview

Owner 82.2%
Renter 17.8%
Affordability Index Very Affordable
1.8x home value to income ratio

People & Demographics

Diversity Index

3out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Elgin city Rankings in Nebraska

#184 Population of 584
#390 Median Income of 584
#297 Education of 584
#305 Home Value of 584

Cities Similar to Elgin city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Callaway village608$50,938$157,60032.5%10.5%
Walton CDP624$48,725$491,10025.9%1.8%
Dorchester village622$59,583$140,10016.0%0.5%
Glenwood CDP663N/A$283,10080.7%0.0%
St. Edward city586$52,132$106,00016.0%13.0%

Population Overview

Elgin city is a small community located in Nebraska. The total population is 620. It ranks as the 184th most populous out of 584 cities and towns in Nebraska.

Age Demographics

The median age in Elgin city is 51.9 years. This is 40% higher than the state median of 37.1 years. 21.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Elgin city is $53,661. This is 28% lower than the state median of $74,985. Compared to the national median of $78,538, household income here is 32% lower. The poverty rate stands at 8.9%. This is 14% lower than the state poverty rate of 10.3%. The unemployment rate is 1.3%. This is 57% lower than the state rate of 3.0%. The median home value is $98,000. Housing costs are 56% lower than the state median of $223,800. With a home-value-to-income ratio of just 1.8x, Elgin city is one of the most affordable housing markets in the area. 82.2% of occupied housing units are owner-occupied. This homeownership rate is 24% higher than the state average of 66.5%.

Race & Ethnicity

Elgin city has a predominantly White (non-Hispanic) population, comprising 98.7% of all residents.

Education

18.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 45% lower than the state rate of 34.1%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.5%.

Data Sources & Methodology

All demographic data for Elgin city, Nebraska is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Nebraska state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 584 Census-designated places in Nebraska. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Elgin city, Nebraska?

Elgin city, Nebraska has a population of 620 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Elgin city, NE?

The median household income in Elgin city is $53,661, which is 32% lower the national median of $78,538.

What is the poverty rate in Elgin city, NE?

The poverty rate in Elgin city is 8.9%. This means approximately 55 residents live below the federal poverty line.

What is the racial makeup of Elgin city, Nebraska?

Elgin city's population is 98.7% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Elgin city, NE?

The median home value in Elgin city is $98,000. The home-value-to-income ratio is 1.8x.

How educated is Elgin city, Nebraska?

18.9% of adults (25+) in Elgin city hold a bachelor's degree or higher, and 8.1% hold a graduate or professional degree.