Elgin city, Nebraska Demographics & Population 2026
As of 2026, Elgin city, Nebraska has a total population of 620, the 184th largest city in Nebraska, with a median household income of $53,661, which is 28% lower than the state average. The poverty rate is 8.9%.
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 1.8x.
- Near full employment with an unemployment rate of just 1.3%.
Elgin city Quick Facts
How Elgin city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 40 | National average: 60
Education
Educational Attainment (Adults 25+)
Elgin city Rankings in Nebraska
Explore Nebraska Rankings
Cities Similar to Elgin city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Callaway village | 608 | $50,938 | $157,600 | 32.5% | 10.5% |
| Walton CDP | 624 | $48,725 | $491,100 | 25.9% | 1.8% |
| Dorchester village | 622 | $59,583 | $140,100 | 16.0% | 0.5% |
| Glenwood CDP | 663 | N/A | $283,100 | 80.7% | 0.0% |
| St. Edward city | 586 | $52,132 | $106,000 | 16.0% | 13.0% |
Population Overview
Elgin city is a small community located in Nebraska. The total population is 620. It ranks as the 184th most populous out of 584 cities and towns in Nebraska.
Age Demographics
The median age in Elgin city is 51.9 years. This is 40% higher than the state median of 37.1 years. 21.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Elgin city is $53,661. This is 28% lower than the state median of $74,985. Compared to the national median of $78,538, household income here is 32% lower. The poverty rate stands at 8.9%. This is 14% lower than the state poverty rate of 10.3%. The unemployment rate is 1.3%. This is 57% lower than the state rate of 3.0%. The median home value is $98,000. Housing costs are 56% lower than the state median of $223,800. With a home-value-to-income ratio of just 1.8x, Elgin city is one of the most affordable housing markets in the area. 82.2% of occupied housing units are owner-occupied. This homeownership rate is 24% higher than the state average of 66.5%.
Race & Ethnicity
Elgin city has a predominantly White (non-Hispanic) population, comprising 98.7% of all residents.
Education
18.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 45% lower than the state rate of 34.1%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.5%.
Data Sources & Methodology
All demographic data for Elgin city, Nebraska is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Nebraska state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 584 Census-designated places in Nebraska. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Elgin city, Nebraska?
Elgin city, Nebraska has a population of 620 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Elgin city, NE?
The median household income in Elgin city is $53,661, which is 32% lower the national median of $78,538.
What is the poverty rate in Elgin city, NE?
The poverty rate in Elgin city is 8.9%. This means approximately 55 residents live below the federal poverty line.
What is the racial makeup of Elgin city, Nebraska?
Elgin city's population is 98.7% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Elgin city, NE?
The median home value in Elgin city is $98,000. The home-value-to-income ratio is 1.8x.
How educated is Elgin city, Nebraska?
18.9% of adults (25+) in Elgin city hold a bachelor's degree or higher, and 8.1% hold a graduate or professional degree.