Amsterdam city, New York Demographics & Population 2026

Population Overview

Amsterdam city is a small city located in New York, within Montgomery County. The total population is 18,162. It ranks as the 102nd most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Amsterdam city is 39.3 years. This is about average than the state median of 39.6 years.

Economy, Income & Housing

The median household income in Amsterdam city is $50,193. This is 41% lower than the state median of $84,578. Compared to the national median of $78,538, household income here is 36% lower. The poverty rate stands at 20.9%. This is 53% higher than the state poverty rate of 13.7%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 6.7%. This is 9% higher than the state rate of 6.2%. The median home value is $119,800. Housing costs are 70% lower than the state median of $403,000. With a home-value-to-income ratio of just 2.4x, Amsterdam city is one of the most affordable housing markets in the area. 51.5% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Amsterdam city is White (non-Hispanic), making up 56.7% of the population. Hispanic or Latino residents account for 32.9%. The Black or African American population (5.8%) is well below the state average of 13.6%. The Hispanic or Latino population is significantly higher than the state average (32.9% vs 19.6%). The Asian population (1.6%) is well below the state average of 8.8%.

Education

19.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 50% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.5%.

Data Sources & Methodology

All demographic data for Amsterdam city, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.