Carmel CDP, New York Demographics & Population 2026

Name: Carmel CDP, New York Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

As of 2026, Carmel CDP, New York has a total population of 7,222, the 270th largest city in New York, with a median household income of $126,224, which is 49% higher than the state average. The poverty rate is 6.4%.

Key Takeaways

Household income is 49% above the state average — one of the wealthiest communities in New York.

Carmel CDP Quick Facts

Population 7,222

Median Household Income $126,224

Median Home Value $491,300

Poverty Rate 6.4%

Unemployment Rate 5.8%

Median Age 46.0 years

Homeownership Rate 75.2%

Affordability Ratio 3.9x

Bachelor's Degree or Higher 38.8%

High School Graduation Rate 93.7%

Diversity Index 30/100

Population 7,222 270th of 1,287

Median Income $126,224 top 30%

Poverty Rate 6.4% 48% lower national

Median Home Value $491,300 top 30%

How Carmel CDP Compares

Median Household Income

Carmel CDP

$126,224

$84,578

National

$78,538

Median Home Value

Carmel CDP

$491,300

$403,000

National

$303,400

Economy & Housing

Household Income Distribution

Under $25K 12.2%

$25K-$50K 12.5%

$50K-$100K 11.8%

$100K+ 63.5%

Employment

5.8% Unemployment Rate State: 6.2% | National: 5.2%

54.7% Labor Force Participation

Housing Overview

Owner 75.2%

Renter 24.8%

Affordability Index Affordable

3.9x home value to income ratio

People & Demographics

Age Distribution

Under 18

16.6%

18-34

19.4%

35-54

22.0%

55-74

30.0%

75+

12.1%

Race & Ethnicity

Diversity Index

Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 60

Education

Educational Attainment (Adults 25+)

Carmel CDP Rankings in New York

#270 Population of 1,287

#294 Median Income of 1,287

#525 Education of 1,287

#321 Home Value of 1,287

Explore New York Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Cities Similar to Carmel CDP

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Oakdale CDP	7,171	$129,809	$595,200	49.9%	5.0%
Tuckahoe village	6,990	$127,344	$625,600	57.2%	7.2%
Binghamton University CDP	6,921	N/A	N/A	0.0%	N/A
Sound Beach CDP	7,207	$140,797	$384,100	47.4%	2.6%
Nyack village	7,469	$118,889	$619,300	61.8%	6.5%

Population Overview

Carmel CDP is a small city located in New York. The total population is 7,222. It ranks as the 270th most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Carmel CDP is 46.0 years. This is 16% higher than the state median of 39.6 years. 12.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Carmel CDP is $126,224. This is 49% higher than the state median of $84,578. Compared to the national median of $78,538, household income here is 61% higher. The poverty rate stands at 6.4%. This is 53% lower than the state poverty rate of 13.7%. The unemployment rate is 5.8%. This is 7% lower than the state rate of 6.2%. The median home value is $491,300. Housing costs are 22% higher than the state median of $403,000. The home-value-to-income ratio is 3.9x. 75.2% of occupied housing units are owner-occupied. This homeownership rate is 39% higher than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Carmel CDP is White (non-Hispanic), making up 83.0% of the population. Hispanic or Latino residents account for 10.2%. The White (non-Hispanic) population is significantly higher than the state average (83.0% vs 53.4%). The Black or African American population (3.3%) is well below the state average of 13.6%. The Asian population (1.8%) is well below the state average of 8.8%.

Education

38.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 2% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.7%. Notably, 18.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Carmel CDP, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Carmel CDP, New York?

Carmel CDP, New York has a population of 7,222 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Carmel CDP, NY?

The median household income in Carmel CDP is $126,224, which is 61% higher the national median of $78,538.

What is the poverty rate in Carmel CDP, NY?

The poverty rate in Carmel CDP is 6.4%. This means approximately 458 residents live below the federal poverty line.

What is the racial makeup of Carmel CDP, New York?

Carmel CDP's population is 83.0% White, 3.3% Black, 10.2% Hispanic/Latino, and 1.8% Asian.

What is the median home value in Carmel CDP, NY?

The median home value in Carmel CDP is $491,300. The home-value-to-income ratio is 3.9x.

How educated is Carmel CDP, New York?

38.8% of adults (25+) in Carmel CDP hold a bachelor's degree or higher, and 18.3% hold a graduate or professional degree.