Caroga Lake CDP, New York Demographics & Population 2026

Population Overview

Caroga Lake CDP is a small community located in New York. The total population is 496. It ranks as the 1062nd most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Caroga Lake CDP is 61.9 years. This is 56% higher than the state median of 39.6 years. Only 8.1% of residents are under 18, indicating fewer families with children. 20.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Caroga Lake CDP is $48,295. This is 43% lower than the state median of $84,578. Compared to the national median of $78,538, household income here is 39% lower. The poverty rate stands at 7.1%. This is 48% lower than the state poverty rate of 13.7%. The unemployment rate is 0.0%. This is 100% lower than the state rate of 6.2%. The median home value is $116,800. Housing costs are 71% lower than the state median of $403,000. With a home-value-to-income ratio of just 2.4x, Caroga Lake CDP is one of the most affordable housing markets in the area. 88.9% of occupied housing units are owner-occupied. This homeownership rate is 64% higher than the state average of 54.3%.

Race & Ethnicity

Caroga Lake CDP has a predominantly White (non-Hispanic) population, comprising 97.8% of all residents. Hispanic or Latino residents account for 0.2%. The White (non-Hispanic) population is significantly higher than the state average (97.8% vs 53.4%). The Hispanic or Latino population (0.2%) is well below the state average of 19.6%.

Education

7.3% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 82% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.7%.

Data Sources & Methodology

All demographic data for Caroga Lake CDP, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.