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Cold Spring Harbor CDP, New York Demographics & Population 2026

Highest IncomeHighest median household income in New York

As of 2026, Cold Spring Harbor CDP, New York has a total population of 3,123, the 484th largest city in New York, with a median household income of $250,001, which is 196% higher than the state average. The poverty rate is 1.6%.

Key Takeaways

Cold Spring Harbor CDP Quick Facts

Population 3,123
Median Household Income $250,001
Median Home Value $1,466,800
Poverty Rate 1.6%
Unemployment Rate 2.1%
Median Age 36.8 years
Homeownership Rate 96.3%
Affordability Ratio 5.9x
Bachelor's Degree or Higher 77.7%
High School Graduation Rate 97.8%
Diversity Index 23/100
Population 3,123 484th of 1,287
Median Income $250,001 top 10%
Poverty Rate 1.6% 87% lower national
Median Home Value $1,466,800 top 10%

How Cold Spring Harbor CDP Compares

Economy & Housing

Employment

2.1% Unemployment Rate State: 6.2% | National: 5.2%
68.1% Labor Force Participation

Housing Overview

Owner 96.3%
Renter 3.7%
Affordability Index Expensive
5.9x home value to income ratio

People & Demographics

Diversity Index

23out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 60

Education

Cold Spring Harbor CDP Rankings in New York

#484 Population of 1,287
#1 Median Income of 1,287
#49 Education of 1,287
#43 Home Value of 1,287

Cities Similar to Cold Spring Harbor CDP

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Brookville village2,944$250,001$2,000,00177.8%5.2%
Chappaqua CDP3,040$220,139$740,30081.4%1.6%
Lake Success village2,817$248,750$1,484,00062.0%1.5%
Munsey Park village2,794$250,001$1,955,20090.0%6.3%
Muttontown village3,496$247,589$1,876,90075.3%2.9%

Population Overview

Cold Spring Harbor CDP is a small community located in New York. The total population is 3,123. It ranks as the 484th most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Cold Spring Harbor CDP is 36.8 years. This is 7% lower than the state median of 39.6 years.

Economy, Income & Housing

The median household income in Cold Spring Harbor CDP is $250,001. This is 196% higher than the state median of $84,578. Compared to the national median of $78,538, household income here is 218% higher. The poverty rate stands at 1.6%. This is 88% lower than the state poverty rate of 13.7%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 2.1%. This is 66% lower than the state rate of 6.2%. The median home value is $1,466,800. Housing costs are 264% higher than the state median of $403,000. The home-value-to-income ratio is 5.9x. 96.3% of occupied housing units are owner-occupied. This homeownership rate is 77% higher than the state average of 54.3%.

Race & Ethnicity

Cold Spring Harbor CDP has a predominantly White (non-Hispanic) population, comprising 87.6% of all residents. Asian residents account for 4.1%. The White (non-Hispanic) population is significantly higher than the state average (87.6% vs 53.4%). The Black or African American population (0.1%) is well below the state average of 13.6%. The Hispanic or Latino population (2.4%) is well below the state average of 19.6%. The Asian population (4.1%) is well below the state average of 8.8%.

Education

77.7% of residents aged 25 and older hold a bachelor's degree or higher. This places Cold Spring Harbor CDP in the top 10% of all cities in the state for educational attainment. This is 96% higher than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.8%. Notably, 34.0% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Cold Spring Harbor CDP, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Cold Spring Harbor CDP, New York?

Cold Spring Harbor CDP, New York has a population of 3,123 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cold Spring Harbor CDP, NY?

The median household income in Cold Spring Harbor CDP is $250,001, which is 218% higher the national median of $78,538.

What is the poverty rate in Cold Spring Harbor CDP, NY?

The poverty rate in Cold Spring Harbor CDP is 1.6%. This means approximately 49 residents live below the federal poverty line.

What is the racial makeup of Cold Spring Harbor CDP, New York?

Cold Spring Harbor CDP's population is 87.6% White, 0.1% Black, 2.4% Hispanic/Latino, and 4.1% Asian.

What is the median home value in Cold Spring Harbor CDP, NY?

The median home value in Cold Spring Harbor CDP is $1,466,800. The home-value-to-income ratio is 5.9x.

How educated is Cold Spring Harbor CDP, New York?

77.7% of adults (25+) in Cold Spring Harbor CDP hold a bachelor's degree or higher, and 34.0% hold a graduate or professional degree.