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Highland-on-the-Lake CDP, New York Demographics & Population 2026

Very AffordableHome value to income ratio of 2.0x is exceptionally low

As of 2026, Highland-on-the-Lake CDP, New York has a total population of 3,701, the 432nd largest city in New York, with a median household income of $85,616, which is 1% higher than the state average. The poverty rate is 18.0%.

Key Takeaways

Highland-on-the-Lake CDP Quick Facts

Population 3,701
Median Household Income $85,616
Median Home Value $168,400
Poverty Rate 18.0%
Unemployment Rate 2.7%
Median Age 50.7 years
Homeownership Rate 80.4%
Affordability Ratio 2.0x
Bachelor's Degree or Higher 19.4%
High School Graduation Rate 94.5%
Diversity Index 11/100
Population 3,701 432nd of 1,287
Median Income $85,616 average
Poverty Rate 18.0% 45% higher national
Median Home Value $168,400 below average

How Highland-on-the-Lake CDP Compares

Economy & Housing

Employment

2.7% Unemployment Rate State: 6.2% | National: 5.2%
53.4% Labor Force Participation

Housing Overview

Owner 80.4%
Renter 19.6%
Affordability Index Very Affordable
2.0x home value to income ratio

People & Demographics

Diversity Index

11out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 60

Education

Highland-on-the-Lake CDP Rankings in New York

#432 Population of 1,287
#563 Median Income of 1,287
#1044 Education of 1,287
#802 Home Value of 1,287

Cities Similar to Highland-on-the-Lake CDP

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Haviland CDP3,694$86,806$268,50031.4%3.4%
SUNY Oswego CDP3,565N/AN/A92.7%47.9%
Montgomery village3,800$88,348$345,70031.8%13.3%
Spencerport village3,660$79,200$187,70041.9%6.4%
Fairview CDP (Westchester County)3,522$86,071$463,90037.8%9.2%

Population Overview

Highland-on-the-Lake CDP is a small community located in New York. The total population is 3,701. It ranks as the 432nd most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Highland-on-the-Lake CDP is 50.7 years. This is 28% higher than the state median of 39.6 years. Only 10.0% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Highland-on-the-Lake CDP is $85,616. This is 1% higher than the state median of $84,578. Compared to the national median of $78,538, household income here is 9% higher. The poverty rate stands at 18.0%. This is 31% higher than the state poverty rate of 13.7%. The unemployment rate is 2.7%. This is 56% lower than the state rate of 6.2%. The median home value is $168,400. Housing costs are 58% lower than the state median of $403,000. With a home-value-to-income ratio of just 2.0x, Highland-on-the-Lake CDP is one of the most affordable housing markets in the area. 80.4% of occupied housing units are owner-occupied. This homeownership rate is 48% higher than the state average of 54.3%.

Race & Ethnicity

Highland-on-the-Lake CDP has a predominantly White (non-Hispanic) population, comprising 94.5% of all residents. Hispanic or Latino residents account for 2.4%. The White (non-Hispanic) population is significantly higher than the state average (94.5% vs 53.4%). The Black or African American population (1.6%) is well below the state average of 13.6%. The Hispanic or Latino population (2.4%) is well below the state average of 19.6%.

Education

19.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 51% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.5%.

Data Sources & Methodology

All demographic data for Highland-on-the-Lake CDP, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Highland-on-the-Lake CDP, New York?

Highland-on-the-Lake CDP, New York has a population of 3,701 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Highland-on-the-Lake CDP, NY?

The median household income in Highland-on-the-Lake CDP is $85,616, which is 9% higher the national median of $78,538.

What is the poverty rate in Highland-on-the-Lake CDP, NY?

The poverty rate in Highland-on-the-Lake CDP is 18.0%. This means approximately 666 residents live below the federal poverty line.

What is the racial makeup of Highland-on-the-Lake CDP, New York?

Highland-on-the-Lake CDP's population is 94.5% White, 1.6% Black, 2.4% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Highland-on-the-Lake CDP, NY?

The median home value in Highland-on-the-Lake CDP is $168,400. The home-value-to-income ratio is 2.0x.

How educated is Highland-on-the-Lake CDP, New York?

19.4% of adults (25+) in Highland-on-the-Lake CDP hold a bachelor's degree or higher, and 6.4% hold a graduate or professional degree.