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Lake Carmel CDP, New York Demographics & Population 2026

As of 2026, Lake Carmel CDP, New York has a total population of 8,090, the 239th largest city in New York, with a median household income of $121,402, which is 44% higher than the state average. The poverty rate is 9.2%.

Key Takeaways

Lake Carmel CDP Quick Facts

Population 8,090
Median Household Income $121,402
Median Home Value $357,500
Poverty Rate 9.2%
Unemployment Rate 2.8%
Median Age 42.4 years
Homeownership Rate 86.8%
Affordability Ratio 2.9x
Bachelor's Degree or Higher 39.1%
High School Graduation Rate 92.7%
Diversity Index 54/100
Population 8,090 239th of 1,287
Median Income $121,402 top 30%
Poverty Rate 9.2% 26% lower national
Median Home Value $357,500 above average

How Lake Carmel CDP Compares

Economy & Housing

Employment

2.8% Unemployment Rate State: 6.2% | National: 5.2%
70.0% Labor Force Participation

Housing Overview

Owner 86.8%
Renter 13.2%
Affordability Index Very Affordable
2.9x home value to income ratio

People & Demographics

Diversity Index

54out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 60

Education

Lake Carmel CDP Rankings in New York

#239 Population of 1,287
#314 Median Income of 1,287
#514 Education of 1,287
#432 Home Value of 1,287

Cities Similar to Lake Carmel CDP

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Garden City Park CDP8,176$135,208$796,60054.3%2.4%
Wading River CDP8,393$132,213$486,60043.2%2.8%
Port Jefferson Station CDP7,605$117,087$472,40038.9%9.8%
Port Jefferson village8,029$143,125$628,50069.0%5.4%
Nyack village7,469$118,889$619,30061.8%6.5%

Population Overview

Lake Carmel CDP is a small city located in New York. The total population is 8,090. It ranks as the 239th most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Lake Carmel CDP is 42.4 years. This is 7% higher than the state median of 39.6 years.

Economy, Income & Housing

The median household income in Lake Carmel CDP is $121,402. This is 44% higher than the state median of $84,578. Compared to the national median of $78,538, household income here is 55% higher. The poverty rate stands at 9.2%. This is 33% lower than the state poverty rate of 13.7%. The unemployment rate is 2.8%. This is 55% lower than the state rate of 6.2%. The median home value is $357,500. Housing costs are 11% lower than the state median of $403,000. With a home-value-to-income ratio of just 2.9x, Lake Carmel CDP is one of the most affordable housing markets in the area. 86.8% of occupied housing units are owner-occupied. This homeownership rate is 60% higher than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Lake Carmel CDP is White (non-Hispanic), making up 61.2% of the population. Hispanic or Latino residents account for 27.5%. The Black or African American population (5.5%) is well below the state average of 13.6%. The Asian population (1.3%) is well below the state average of 8.8%.

Education

39.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 1% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.7%. Notably, 15.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Lake Carmel CDP, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.

Free data download: Get all New York city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Lake Carmel CDP, New York?

Lake Carmel CDP, New York has a population of 8,090 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lake Carmel CDP, NY?

The median household income in Lake Carmel CDP is $121,402, which is 55% higher the national median of $78,538.

What is the poverty rate in Lake Carmel CDP, NY?

The poverty rate in Lake Carmel CDP is 9.2%. This means approximately 744 residents live below the federal poverty line.

What is the racial makeup of Lake Carmel CDP, New York?

Lake Carmel CDP's population is 61.2% White, 5.5% Black, 27.5% Hispanic/Latino, and 1.3% Asian.

What is the median home value in Lake Carmel CDP, NY?

The median home value in Lake Carmel CDP is $357,500. The home-value-to-income ratio is 2.9x.

How educated is Lake Carmel CDP, New York?

39.1% of adults (25+) in Lake Carmel CDP hold a bachelor's degree or higher, and 15.9% hold a graduate or professional degree.