Otter Lake CDP, New York Demographics & Population 2026

Population Overview

Otter Lake CDP is a small community located in New York. The total population is 109. It ranks as the 1256th most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Otter Lake CDP is 62.1 years. This is 57% higher than the state median of 39.6 years. Only 14.7% of residents are under 18, indicating fewer families with children. 19.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Otter Lake CDP is $83,750. This is about average than the state median of $84,578. Compared to the national median of $78,538, household income here is 7% higher. The poverty rate stands at 3.7%. This is 73% lower than the state poverty rate of 13.7%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 0.0%. This is 100% lower than the state rate of 6.2%. The median home value is $262,500. Housing costs are 35% lower than the state median of $403,000. The home-value-to-income ratio is 3.1x. 100.0% of occupied housing units are owner-occupied. This homeownership rate is 84% higher than the state average of 54.3%.

Race & Ethnicity

Otter Lake CDP has a predominantly White (non-Hispanic) population, comprising 94.5% of all residents. Black or African American residents account for 3.7%. The White (non-Hispanic) population is significantly higher than the state average (94.5% vs 53.4%). The Black or African American population (3.7%) is well below the state average of 13.6%.

Education

48.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 22% higher than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.8%. Notably, 22.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Otter Lake CDP, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.