Putnam Lake CDP, New York Demographics & Population 2026

Population Overview

Putnam Lake CDP is a small community located in New York. The total population is 3,673. It ranks as the 437th most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Putnam Lake CDP is 45.9 years. This is 16% higher than the state median of 39.6 years. Only 14.1% of residents are under 18, indicating fewer families with children. 11.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Putnam Lake CDP is $105,284. This is 24% higher than the state median of $84,578. Compared to the national median of $78,538, household income here is 34% higher. The poverty rate stands at 7.8%. This is 43% lower than the state poverty rate of 13.7%. The unemployment rate is 8.2%. This is 33% higher than the state rate of 6.2%. The median home value is $308,600. Housing costs are 23% lower than the state median of $403,000. With a home-value-to-income ratio of just 2.9x, Putnam Lake CDP is one of the most affordable housing markets in the area. 90.5% of occupied housing units are owner-occupied. This homeownership rate is 67% higher than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Putnam Lake CDP is White (non-Hispanic), making up 61.4% of the population. Hispanic or Latino residents account for 30.9%. The Black or African American population (5.9%) is well below the state average of 13.6%. The Hispanic or Latino population is significantly higher than the state average (30.9% vs 19.6%). The Asian population (0.9%) is well below the state average of 8.8%.

Education

28.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 29% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.2%.

Data Sources & Methodology

All demographic data for Putnam Lake CDP, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.