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Saratoga Springs city, New York Demographics & Population 2026

As of 2026, Saratoga Springs city, New York has a total population of 28,542, the 50th largest city in New York, with a median household income of $100,485, which is 19% higher than the state average. The poverty rate is 10.3%.

Key Takeaways

Saratoga Springs city Quick Facts

Population 28,542
Median Household Income $100,485
Median Home Value $445,100
Poverty Rate 10.3%
Unemployment Rate 2.3%
Median Age 42.3 years
Homeownership Rate 57.5%
Affordability Ratio 4.4x
Bachelor's Degree or Higher 58.8%
High School Graduation Rate 95.7%
Diversity Index 27/100
Population 28,542 50th of 1,287
Median Income $100,485 above average
Poverty Rate 10.3% 17% lower national
Median Home Value $445,100 top 30%

How Saratoga Springs city Compares

Economy & Housing

Employment

2.3% Unemployment Rate State: 6.2% | National: 5.2%
63.2% Labor Force Participation

Housing Overview

Owner 57.5%
Renter 42.5%
Affordability Index Moderate
4.4x home value to income ratio

People & Demographics

Diversity Index

27out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 60

Education

Saratoga Springs city Rankings in New York

#50 Population of 1,287
#442 Median Income of 1,287
#211 Education of 1,287
#364 Home Value of 1,287

Other Cities in Saratoga County

CityPopulationMedian IncomePovertyHome Value
Mechanicville city 5,143 $47,331 18.5% $185,900

Cities Similar to Saratoga Springs city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Shirley CDP27,807$105,379$390,30016.9%8.0%
Ossining village26,979$100,997$444,20040.3%8.7%
Glen Cove city28,101$91,355$654,50040.0%13.3%
Port Chester village31,162$99,916$563,90034.5%12.0%
Bay Shore CDP31,275$101,695$467,80029.7%8.0%

Population Overview

Saratoga Springs city is a mid-sized community located in New York, within Saratoga County. The total population is 28,542. It ranks as the 50th most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Saratoga Springs city is 42.3 years. This is 7% higher than the state median of 39.6 years. Only 14.1% of residents are under 18, indicating fewer families with children. 10.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Saratoga Springs city is $100,485. This is 19% higher than the state median of $84,578. Compared to the national median of $78,538, household income here is 28% higher. The poverty rate stands at 10.3%. This is 25% lower than the state poverty rate of 13.7%. The unemployment rate is 2.3%. This is 63% lower than the state rate of 6.2%. The median home value is $445,100. Housing costs are 10% higher than the state median of $403,000. The home-value-to-income ratio is 4.4x. 57.5% of occupied housing units are owner-occupied. This homeownership rate is 6% higher than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Saratoga Springs city is White (non-Hispanic), making up 85.0% of the population. Hispanic or Latino residents account for 4.7%. The White (non-Hispanic) population is significantly higher than the state average (85.0% vs 53.4%). The Black or African American population (3.0%) is well below the state average of 13.6%. The Hispanic or Latino population (4.7%) is well below the state average of 19.6%. The Asian population (3.0%) is well below the state average of 8.8%.

Education

58.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 49% higher than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.7%. Notably, 27.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Saratoga Springs city, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Saratoga Springs city, New York?

Saratoga Springs city, New York has a population of 28,542 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Saratoga Springs city, NY?

The median household income in Saratoga Springs city is $100,485, which is 28% higher the national median of $78,538.

What is the poverty rate in Saratoga Springs city, NY?

The poverty rate in Saratoga Springs city is 10.3%. This means approximately 2,686 residents live below the federal poverty line.

What is the racial makeup of Saratoga Springs city, New York?

Saratoga Springs city's population is 85.0% White, 3.0% Black, 4.7% Hispanic/Latino, and 3.0% Asian.

What is the median home value in Saratoga Springs city, NY?

The median home value in Saratoga Springs city is $445,100. The home-value-to-income ratio is 4.4x.

How educated is Saratoga Springs city, New York?

58.8% of adults (25+) in Saratoga Springs city hold a bachelor's degree or higher, and 27.8% hold a graduate or professional degree.