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Waterford village, New York Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Waterford village, New York has a total population of 2,053, the 617th largest city in New York, with a median household income of $68,203, which is 19% lower than the state average. The poverty rate is 11.3%.

Key Takeaways

Waterford village Quick Facts

Population 2,053
Median Household Income $68,203
Median Home Value $166,700
Poverty Rate 11.3%
Unemployment Rate 3.7%
Median Age 46.6 years
Homeownership Rate 48.6%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 27.2%
High School Graduation Rate 95.6%
Diversity Index 10/100
Population 2,053 617th of 1,287
Median Income $68,203 below average
Poverty Rate 11.3% 9% lower national
Median Home Value $166,700 below average

How Waterford village Compares

Economy & Housing

Employment

3.7% Unemployment Rate State: 6.2% | National: 5.2%
67.5% Labor Force Participation

Housing Overview

Owner 48.6%
Renter 51.4%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

10out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 60

Education

Waterford village Rankings in New York

#617 Population of 1,287
#811 Median Income of 1,287
#789 Education of 1,287
#807 Home Value of 1,287

Cities Similar to Waterford village

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Franklinville village2,063$68,580$91,60015.0%15.7%
Hamilton College CDP1,992N/AN/A81.8%0.0%
Mexico village2,050$72,772$154,80022.4%9.3%
Cooperstown village2,113$70,179$376,20061.0%9.3%
Central Square village2,136$67,232$191,00026.9%16.7%

Population Overview

Waterford village is a small community located in New York. The total population is 2,053. It ranks as the 617th most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Waterford village is 46.6 years. This is 18% higher than the state median of 39.6 years. Only 13.7% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Waterford village is $68,203. This is 19% lower than the state median of $84,578. Compared to the national median of $78,538, household income here is 13% lower. The poverty rate stands at 11.3%. This is 18% lower than the state poverty rate of 13.7%. The unemployment rate is 3.7%. This is 41% lower than the state rate of 6.2%. The median home value is $166,700. Housing costs are 59% lower than the state median of $403,000. With a home-value-to-income ratio of just 2.4x, Waterford village is one of the most affordable housing markets in the area. 48.6% of occupied housing units are owner-occupied. This homeownership rate is 10% lower than the state average of 54.3%.

Race & Ethnicity

Waterford village has a predominantly White (non-Hispanic) population, comprising 94.8% of all residents. Hispanic or Latino residents account for 1.8%. The White (non-Hispanic) population is significantly higher than the state average (94.8% vs 53.4%). The Black or African American population (0.5%) is well below the state average of 13.6%. The Hispanic or Latino population (1.8%) is well below the state average of 19.6%.

Education

27.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 31% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.6%.

Data Sources & Methodology

All demographic data for Waterford village, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Waterford village, New York?

Waterford village, New York has a population of 2,053 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Waterford village, NY?

The median household income in Waterford village is $68,203, which is 13% lower the national median of $78,538.

What is the poverty rate in Waterford village, NY?

The poverty rate in Waterford village is 11.3%. This means approximately 231 residents live below the federal poverty line.

What is the racial makeup of Waterford village, New York?

Waterford village's population is 94.8% White, 0.5% Black, 1.8% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Waterford village, NY?

The median home value in Waterford village is $166,700. The home-value-to-income ratio is 2.4x.

How educated is Waterford village, New York?

27.2% of adults (25+) in Waterford village hold a bachelor's degree or higher, and 11.1% hold a graduate or professional degree.