Waterford village, New York Demographics & Population 2026
As of 2026, Waterford village, New York has a total population of 2,053, the 617th largest city in New York, with a median household income of $68,203, which is 19% lower than the state average. The poverty rate is 11.3%.
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.4x.
Waterford village Quick Facts
How Waterford village Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 65 | National average: 60
Education
Educational Attainment (Adults 25+)
Waterford village Rankings in New York
Explore New York Rankings
Cities Similar to Waterford village
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Franklinville village | 2,063 | $68,580 | $91,600 | 15.0% | 15.7% |
| Hamilton College CDP | 1,992 | N/A | N/A | 81.8% | 0.0% |
| Mexico village | 2,050 | $72,772 | $154,800 | 22.4% | 9.3% |
| Cooperstown village | 2,113 | $70,179 | $376,200 | 61.0% | 9.3% |
| Central Square village | 2,136 | $67,232 | $191,000 | 26.9% | 16.7% |
Population Overview
Waterford village is a small community located in New York. The total population is 2,053. It ranks as the 617th most populous out of 1,287 cities and towns in New York.
Age Demographics
The median age in Waterford village is 46.6 years. This is 18% higher than the state median of 39.6 years. Only 13.7% of residents are under 18, indicating fewer families with children.
Economy, Income & Housing
The median household income in Waterford village is $68,203. This is 19% lower than the state median of $84,578. Compared to the national median of $78,538, household income here is 13% lower. The poverty rate stands at 11.3%. This is 18% lower than the state poverty rate of 13.7%. The unemployment rate is 3.7%. This is 41% lower than the state rate of 6.2%. The median home value is $166,700. Housing costs are 59% lower than the state median of $403,000. With a home-value-to-income ratio of just 2.4x, Waterford village is one of the most affordable housing markets in the area. 48.6% of occupied housing units are owner-occupied. This homeownership rate is 10% lower than the state average of 54.3%.
Race & Ethnicity
Waterford village has a predominantly White (non-Hispanic) population, comprising 94.8% of all residents. Hispanic or Latino residents account for 1.8%. The White (non-Hispanic) population is significantly higher than the state average (94.8% vs 53.4%). The Black or African American population (0.5%) is well below the state average of 13.6%. The Hispanic or Latino population (1.8%) is well below the state average of 19.6%.
Education
27.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 31% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.6%.
Data Sources & Methodology
All demographic data for Waterford village, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.
Free data download: Get all New York city and county demographics as CSV. Download Cities CSV | Download Counties CSV
Frequently Asked Questions
What is the population of Waterford village, New York?
Waterford village, New York has a population of 2,053 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Waterford village, NY?
The median household income in Waterford village is $68,203, which is 13% lower the national median of $78,538.
What is the poverty rate in Waterford village, NY?
The poverty rate in Waterford village is 11.3%. This means approximately 231 residents live below the federal poverty line.
What is the racial makeup of Waterford village, New York?
Waterford village's population is 94.8% White, 0.5% Black, 1.8% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Waterford village, NY?
The median home value in Waterford village is $166,700. The home-value-to-income ratio is 2.4x.
How educated is Waterford village, New York?
27.2% of adults (25+) in Waterford village hold a bachelor's degree or higher, and 11.1% hold a graduate or professional degree.