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Elm City town, North Carolina Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Elm City town, North Carolina has a total population of 1,173, the 425th largest city in North Carolina, with a median household income of $44,698, which is 36% lower than the state average. The poverty rate is 18.4%.

Key Takeaways

Elm City town Quick Facts

Population 1,173
Median Household Income $44,698
Median Home Value $106,600
Poverty Rate 18.4%
Unemployment Rate 5.1%
Median Age 49.6 years
Homeownership Rate 65.4%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 14.9%
High School Graduation Rate 84.9%
Diversity Index 49/100
Population 1,173 425th of 774
Median Income $44,698 bottom 30%
Poverty Rate 18.4% 48% higher national
Median Home Value $106,600 bottom 20%

How Elm City town Compares

Economy & Housing

Employment

5.1% Unemployment Rate State: 4.8% | National: 5.2%
52.3% Labor Force Participation

Housing Overview

Owner 65.4%
Renter 34.6%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

49out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 57 | National average: 60

Education

Elm City town Rankings in North Carolina

#425 Population of 774
#531 Median Income of 774
#545 Education of 774
#623 Home Value of 774

Cities Similar to Elm City town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Five Points CDP1,096N/A$284,70025.9%21.2%
Foscoe CDP1,257$44,367$302,50042.8%11.5%
Denton town1,271$46,061$160,40012.8%15.1%
Flat Rock CDP1,141$52,188$111,70016.7%19.2%
Magnolia town1,109$40,156$76,90013.9%35.6%

Population Overview

Elm City town is a small community located in North Carolina. The total population is 1,173. It ranks as the 425th most populous out of 774 cities and towns in North Carolina.

Age Demographics

The median age in Elm City town is 49.6 years. This is 27% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Elm City town is $44,698. This is 36% lower than the state median of $69,904. Compared to the national median of $78,538, household income here is 43% lower. The poverty rate stands at 18.4%. This is 40% higher than the state poverty rate of 13.2%. The unemployment rate is 5.1%. This is 6% higher than the state rate of 4.8%. The median home value is $106,600. Housing costs are 59% lower than the state median of $259,400. With a home-value-to-income ratio of just 2.4x, Elm City town is one of the most affordable housing markets in the area. 65.4% of occupied housing units are owner-occupied. This homeownership rate is 1% lower than the state average of 66.4%.

Race & Ethnicity

The largest racial or ethnic group in Elm City town is Black or African American, making up 65.4% of the population. White (non-Hispanic) residents account for 28.3%. The White (non-Hispanic) population (28.3%) is well below the state average of 60.7%. The Black or African American population is significantly higher than the state average (65.4% vs 20.3%).

Education

14.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 57% lower than the state rate of 34.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 84.9%.

Data Sources & Methodology

All demographic data for Elm City town, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 774 Census-designated places in North Carolina. For official data, visit data.census.gov.

Free data download: Get all North Carolina city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Elm City town, North Carolina?

Elm City town, North Carolina has a population of 1,173 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Elm City town, NC?

The median household income in Elm City town is $44,698, which is 43% lower the national median of $78,538.

What is the poverty rate in Elm City town, NC?

The poverty rate in Elm City town is 18.4%. This means approximately 216 residents live below the federal poverty line.

What is the racial makeup of Elm City town, North Carolina?

Elm City town's population is 28.3% White, 65.4% Black, 6.2% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Elm City town, NC?

The median home value in Elm City town is $106,600. The home-value-to-income ratio is 2.4x.

How educated is Elm City town, North Carolina?

14.9% of adults (25+) in Elm City town hold a bachelor's degree or higher, and 6.6% hold a graduate or professional degree.