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Oak City town, North Carolina Demographics & Population 2026

Very AffordableHome value to income ratio of 1.4x is exceptionally low

As of 2026, Oak City town, North Carolina has a total population of 472, the 596th largest city in North Carolina, with a median household income of $60,739, which is 13% lower than the state average. The poverty rate is 3.6%.

Key Takeaways

Oak City town Quick Facts

Population 472
Median Household Income $60,739
Median Home Value $87,400
Poverty Rate 3.6%
Unemployment Rate 1.6%
Median Age 50.0 years
Homeownership Rate 42.9%
Affordability Ratio 1.4x
Bachelor's Degree or Higher 7.0%
High School Graduation Rate 85.8%
Diversity Index 42/100
Population 472 596th of 774
Median Income $60,739 average
Poverty Rate 3.6% 71% lower national
Median Home Value $87,400 bottom 10%

How Oak City town Compares

Economy & Housing

Employment

1.6% Unemployment Rate State: 4.8% | National: 5.2%
63.1% Labor Force Participation

Housing Overview

Owner 42.9%
Renter 57.1%
Affordability Index Very Affordable
1.4x home value to income ratio

People & Demographics

Diversity Index

42out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 57 | National average: 60

Education

Oak City town Rankings in North Carolina

#596 Population of 774
#330 Median Income of 774
#686 Education of 774
#672 Home Value of 774

Cities Similar to Oak City town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Montreat town474N/AN/A24.7%0.0%
Dublin town482N/A$140,90016.7%37.8%
Atkinson town487$60,000$135,90011.6%12.3%
Turkey town446N/A$49,2002.2%5.2%
Ruffin CDP501N/A$119,7000.0%2.9%

Population Overview

Oak City town is a small community located in North Carolina. The total population is 472. It ranks as the 596th most populous out of 774 cities and towns in North Carolina.

Age Demographics

The median age in Oak City town is 50.0 years. This is 28% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Oak City town is $60,739. This is 13% lower than the state median of $69,904. Compared to the national median of $78,538, household income here is 23% lower. The poverty rate stands at 3.6%. This is 73% lower than the state poverty rate of 13.2%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.6%. This is 66% lower than the state rate of 4.8%. The median home value is $87,400. Housing costs are 66% lower than the state median of $259,400. With a home-value-to-income ratio of just 1.4x, Oak City town is one of the most affordable housing markets in the area. 42.9% of occupied housing units are owner-occupied. This homeownership rate is 35% lower than the state average of 66.4%.

Race & Ethnicity

The largest racial or ethnic group in Oak City town is Black or African American, making up 71.2% of the population. White (non-Hispanic) residents account for 26.7%. The White (non-Hispanic) population (26.7%) is well below the state average of 60.7%. The Black or African American population is significantly higher than the state average (71.2% vs 20.3%). The Hispanic or Latino population (2.1%) is well below the state average of 10.9%.

Education

7.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 80% lower than the state rate of 34.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.8%.

Data Sources & Methodology

All demographic data for Oak City town, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 774 Census-designated places in North Carolina. For official data, visit data.census.gov.

Free data download: Get all North Carolina city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Oak City town, North Carolina?

Oak City town, North Carolina has a population of 472 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Oak City town, NC?

The median household income in Oak City town is $60,739, which is 23% lower the national median of $78,538.

What is the poverty rate in Oak City town, NC?

The poverty rate in Oak City town is 3.6%. This means approximately 17 residents live below the federal poverty line.

What is the racial makeup of Oak City town, North Carolina?

Oak City town's population is 26.7% White, 71.2% Black, 2.1% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Oak City town, NC?

The median home value in Oak City town is $87,400. The home-value-to-income ratio is 1.4x.

How educated is Oak City town, North Carolina?

7.0% of adults (25+) in Oak City town hold a bachelor's degree or higher, and 2.7% hold a graduate or professional degree.