Ocean Isle Beach town, North Carolina Demographics & Population 2026

Population Overview

Ocean Isle Beach town is a small community located in North Carolina. The total population is 796. It ranks as the 500th most populous out of 774 cities and towns in North Carolina.

Age Demographics

The median age in Ocean Isle Beach town is 67.9 years. This is 74% higher than the state median of 39.1 years. Only 1.9% of residents are under 18, indicating fewer families with children. 20.6% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Ocean Isle Beach town is $99,231. This is 42% higher than the state median of $69,904. Compared to the national median of $78,538, household income here is 26% higher. The poverty rate stands at 5.9%. This is 55% lower than the state poverty rate of 13.2%. The unemployment rate is 1.3%. This is 74% lower than the state rate of 4.8%. The median home value is $754,300. Housing costs are 191% higher than the state median of $259,400. The home-value-to-income ratio of 7.6x suggests that housing affordability is a significant concern for many residents. 98.2% of occupied housing units are owner-occupied. This homeownership rate is 48% higher than the state average of 66.4%.

Race & Ethnicity

Ocean Isle Beach town has a predominantly White (non-Hispanic) population, comprising 98.1% of all residents. Hispanic or Latino residents account for 1.0%. The White (non-Hispanic) population is significantly higher than the state average (98.1% vs 60.7%). The Black or African American population (0.5%) is well below the state average of 20.3%. The Hispanic or Latino population (1.0%) is well below the state average of 10.9%. The Asian population (0.3%) is well below the state average of 3.1%.

Education

64.3% of residents aged 25 and older hold a bachelor's degree or higher. This places Ocean Isle Beach town in the top 10% of all cities in the state for educational attainment. This is 85% higher than the state rate of 34.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.7%. Notably, 24.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Ocean Isle Beach town, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 774 Census-designated places in North Carolina. For official data, visit data.census.gov.