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Old Fort town, North Carolina Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Old Fort town, North Carolina has a total population of 643, the 544th largest city in North Carolina, with a median household income of $50,357, which is 28% lower than the state average. The poverty rate is 14.0%.

Key Takeaways

Old Fort town Quick Facts

Population 643
Median Household Income $50,357
Median Home Value $121,400
Poverty Rate 14.0%
Unemployment Rate 4.7%
Median Age 52.1 years
Homeownership Rate 52.1%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 24.0%
High School Graduation Rate 94.3%
Diversity Index 17/100
Population 643 544th of 774
Median Income $50,357 below average
Poverty Rate 14.0% 13% higher national
Median Home Value $121,400 bottom 30%

How Old Fort town Compares

Economy & Housing

Employment

4.7% Unemployment Rate State: 4.8% | National: 5.2%
57.1% Labor Force Participation

Housing Overview

Owner 52.1%
Renter 47.9%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

17out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 57 | National average: 60

Education

Old Fort town Rankings in North Carolina

#544 Population of 774
#471 Median Income of 774
#326 Education of 774
#568 Home Value of 774

Cities Similar to Old Fort town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Spivey's Corner CDP646N/AN/A10.7%0.0%
Bell Arthur CDP649N/A$137,30056.3%9.2%
Cliffside CDP630N/AN/A24.0%4.9%
Alexis CDP635$53,708$193,7008.0%0.9%
Saluda city676$52,946$321,00050.8%18.8%

Population Overview

Old Fort town is a small community located in North Carolina, within McDowell County. The total population is 643. It ranks as the 544th most populous out of 774 cities and towns in North Carolina.

Age Demographics

The median age in Old Fort town is 52.1 years. This is 33% higher than the state median of 39.1 years. Only 13.4% of residents are under 18, indicating fewer families with children. 15.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Old Fort town is $50,357. This is 28% lower than the state median of $69,904. Compared to the national median of $78,538, household income here is 36% lower. The poverty rate stands at 14.0%. This is 6% higher than the state poverty rate of 13.2%. The unemployment rate is 4.7%. This is 2% lower than the state rate of 4.8%. The median home value is $121,400. Housing costs are 53% lower than the state median of $259,400. With a home-value-to-income ratio of just 2.4x, Old Fort town is one of the most affordable housing markets in the area. 52.1% of occupied housing units are owner-occupied. This homeownership rate is 22% lower than the state average of 66.4%.

Race & Ethnicity

Old Fort town has a predominantly White (non-Hispanic) population, comprising 90.7% of all residents. Black or African American residents account for 3.1%. The Black or African American population (3.1%) is well below the state average of 20.3%. The Hispanic or Latino population (0.6%) is well below the state average of 10.9%.

Education

24.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 31% lower than the state rate of 34.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.3%.

Data Sources & Methodology

All demographic data for Old Fort town, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 774 Census-designated places in North Carolina. For official data, visit data.census.gov.

Free data download: Get all North Carolina city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Old Fort town, North Carolina?

Old Fort town, North Carolina has a population of 643 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Old Fort town, NC?

The median household income in Old Fort town is $50,357, which is 36% lower the national median of $78,538.

What is the poverty rate in Old Fort town, NC?

The poverty rate in Old Fort town is 14.0%. This means approximately 90 residents live below the federal poverty line.

What is the racial makeup of Old Fort town, North Carolina?

Old Fort town's population is 90.7% White, 3.1% Black, 0.6% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Old Fort town, NC?

The median home value in Old Fort town is $121,400. The home-value-to-income ratio is 2.4x.

How educated is Old Fort town, North Carolina?

24.0% of adults (25+) in Old Fort town hold a bachelor's degree or higher, and 5.0% hold a graduate or professional degree.