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Swansboro town, North Carolina Demographics & Population 2026

As of 2026, Swansboro town, North Carolina has a total population of 3,887, the 209th largest city in North Carolina, with a median household income of $112,382, which is 61% higher than the state average. The poverty rate is 9.6%.

Key Takeaways

Swansboro town Quick Facts

Population 3,887
Median Household Income $112,382
Median Home Value $356,900
Poverty Rate 9.6%
Unemployment Rate 0.0%
Median Age 43.3 years
Homeownership Rate 71.5%
Affordability Ratio 3.2x
Bachelor's Degree or Higher 38.0%
High School Graduation Rate 95.9%
Diversity Index 25/100
Population 3,887 209th of 774
Median Income $112,382 top 10%
Poverty Rate 9.6% 23% lower national
Median Home Value $356,900 top 20%

How Swansboro town Compares

Economy & Housing

Employment

0.0% Unemployment Rate State: 4.8% | National: 5.2%
64.6% Labor Force Participation

Housing Overview

Owner 71.5%
Renter 28.5%
Affordability Index Affordable
3.2x home value to income ratio

People & Demographics

Diversity Index

25out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 57 | National average: 60

Education

Swansboro town Rankings in North Carolina

#209 Population of 774
#42 Median Income of 774
#168 Education of 774
#108 Home Value of 774

Other Cities in Onslow County

CityPopulationMedian IncomePovertyHome Value
Richlands town 2,387 $61,607 10.4% $217,800

Cities Similar to Swansboro town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Lowesville CDP3,737$117,835$381,60021.0%3.2%
Trent Woods town4,086$109,097$294,20060.8%1.2%
Forest Oaks CDP4,095$108,250$294,40046.7%6.3%
Brices Creek CDP3,592$107,800$323,40036.3%3.4%
Emerald Isle town3,915$89,432$563,60052.0%3.9%

Population Overview

Swansboro town is a small community located in North Carolina, within Onslow County. The total population is 3,887. It ranks as the 209th most populous out of 774 cities and towns in North Carolina.

Age Demographics

The median age in Swansboro town is 43.3 years. This is 11% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Swansboro town is $112,382. This is 61% higher than the state median of $69,904. Compared to the national median of $78,538, household income here is 43% higher. The poverty rate stands at 9.6%. This is 27% lower than the state poverty rate of 13.2%. The unemployment rate is 0.0%. This is 100% lower than the state rate of 4.8%. The median home value is $356,900. Housing costs are 38% higher than the state median of $259,400. The home-value-to-income ratio is 3.2x. 71.5% of occupied housing units are owner-occupied. This homeownership rate is 8% higher than the state average of 66.4%.

Race & Ethnicity

Swansboro town has a predominantly White (non-Hispanic) population, comprising 86.2% of all residents. Hispanic or Latino residents account for 4.9%. The Black or African American population (2.4%) is well below the state average of 20.3%. The Hispanic or Latino population (4.9%) is well below the state average of 10.9%. The Asian population (0.5%) is well below the state average of 3.1%.

Education

38.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 9% higher than the state rate of 34.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.9%. Notably, 18.2% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Swansboro town, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 774 Census-designated places in North Carolina. For official data, visit data.census.gov.

Free data download: Get all North Carolina city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Swansboro town, North Carolina?

Swansboro town, North Carolina has a population of 3,887 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Swansboro town, NC?

The median household income in Swansboro town is $112,382, which is 43% higher the national median of $78,538.

What is the poverty rate in Swansboro town, NC?

The poverty rate in Swansboro town is 9.6%. This means approximately 374 residents live below the federal poverty line.

What is the racial makeup of Swansboro town, North Carolina?

Swansboro town's population is 86.2% White, 2.4% Black, 4.9% Hispanic/Latino, and 0.5% Asian.

What is the median home value in Swansboro town, NC?

The median home value in Swansboro town is $356,900. The home-value-to-income ratio is 3.2x.

How educated is Swansboro town, North Carolina?

38.0% of adults (25+) in Swansboro town hold a bachelor's degree or higher, and 18.2% hold a graduate or professional degree.