Swansboro town, North Carolina Demographics & Population 2026
As of 2026, Swansboro town, North Carolina has a total population of 3,887, the 209th largest city in North Carolina, with a median household income of $112,382, which is 61% higher than the state average. The poverty rate is 9.6%.
Key Takeaways
- Household income is 61% above the state average — one of the wealthiest communities in North Carolina.
- Near full employment with an unemployment rate of just 0.0%.
Swansboro town Quick Facts
How Swansboro town Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 57 | National average: 60
Education
Educational Attainment (Adults 25+)
Swansboro town Rankings in North Carolina
Explore North Carolina Rankings
Other Cities in Onslow County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Richlands town | 2,387 | $61,607 | 10.4% | $217,800 |
Cities Similar to Swansboro town
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Lowesville CDP | 3,737 | $117,835 | $381,600 | 21.0% | 3.2% |
| Trent Woods town | 4,086 | $109,097 | $294,200 | 60.8% | 1.2% |
| Forest Oaks CDP | 4,095 | $108,250 | $294,400 | 46.7% | 6.3% |
| Brices Creek CDP | 3,592 | $107,800 | $323,400 | 36.3% | 3.4% |
| Emerald Isle town | 3,915 | $89,432 | $563,600 | 52.0% | 3.9% |
Population Overview
Swansboro town is a small community located in North Carolina, within Onslow County. The total population is 3,887. It ranks as the 209th most populous out of 774 cities and towns in North Carolina.
Age Demographics
The median age in Swansboro town is 43.3 years. This is 11% higher than the state median of 39.1 years.
Economy, Income & Housing
The median household income in Swansboro town is $112,382. This is 61% higher than the state median of $69,904. Compared to the national median of $78,538, household income here is 43% higher. The poverty rate stands at 9.6%. This is 27% lower than the state poverty rate of 13.2%. The unemployment rate is 0.0%. This is 100% lower than the state rate of 4.8%. The median home value is $356,900. Housing costs are 38% higher than the state median of $259,400. The home-value-to-income ratio is 3.2x. 71.5% of occupied housing units are owner-occupied. This homeownership rate is 8% higher than the state average of 66.4%.
Race & Ethnicity
Swansboro town has a predominantly White (non-Hispanic) population, comprising 86.2% of all residents. Hispanic or Latino residents account for 4.9%. The Black or African American population (2.4%) is well below the state average of 20.3%. The Hispanic or Latino population (4.9%) is well below the state average of 10.9%. The Asian population (0.5%) is well below the state average of 3.1%.
Education
38.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 9% higher than the state rate of 34.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.9%. Notably, 18.2% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Swansboro town, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 774 Census-designated places in North Carolina. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Swansboro town, North Carolina?
Swansboro town, North Carolina has a population of 3,887 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Swansboro town, NC?
The median household income in Swansboro town is $112,382, which is 43% higher the national median of $78,538.
What is the poverty rate in Swansboro town, NC?
The poverty rate in Swansboro town is 9.6%. This means approximately 374 residents live below the federal poverty line.
What is the racial makeup of Swansboro town, North Carolina?
Swansboro town's population is 86.2% White, 2.4% Black, 4.9% Hispanic/Latino, and 0.5% Asian.
What is the median home value in Swansboro town, NC?
The median home value in Swansboro town is $356,900. The home-value-to-income ratio is 3.2x.
How educated is Swansboro town, North Carolina?
38.0% of adults (25+) in Swansboro town hold a bachelor's degree or higher, and 18.2% hold a graduate or professional degree.