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Topsail Beach town, North Carolina Demographics & Population 2026

As of 2026, Topsail Beach town, North Carolina has a total population of 444, the 609th largest city in North Carolina, with a median household income of $90,833, which is 30% higher than the state average. The poverty rate is 10.6%.

Key Takeaways

Topsail Beach town Quick Facts

Population 444
Median Household Income $90,833
Median Home Value $630,500
Poverty Rate 10.6%
Unemployment Rate 2.4%
Median Age 66.2 years
Homeownership Rate 94.4%
Affordability Ratio 6.9x
Bachelor's Degree or Higher 63.2%
High School Graduation Rate 98.8%
Diversity Index 1/100
Population 444 609th of 774
Median Income $90,833 top 20%
Poverty Rate 10.6% 15% lower national
Median Home Value $630,500 top 10%

How Topsail Beach town Compares

Economy & Housing

Employment

2.4% Unemployment Rate State: 4.8% | National: 5.2%
39.2% Labor Force Participation

Housing Overview

Owner 94.4%
Renter 5.6%
Affordability Index Expensive
6.9x home value to income ratio

People & Demographics

Diversity Index

1out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 57 | National average: 60

Education

Topsail Beach town Rankings in North Carolina

#609 Population of 774
#96 Median Income of 774
#38 Education of 774
#14 Home Value of 774

Cities Similar to Topsail Beach town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Turkey town446N/A$49,2002.2%5.2%
Morven town435N/A$109,70016.5%41.4%
Barnardsville CDP431N/A$139,30017.7%9.7%
Millingport CDP455$93,594$192,00019.1%2.9%
Marshallberg CDP435$85,500$171,30019.3%26.9%

Population Overview

Topsail Beach town is a small community located in North Carolina. The total population is 444. It ranks as the 609th most populous out of 774 cities and towns in North Carolina.

Age Demographics

The median age in Topsail Beach town is 66.2 years. This is 69% higher than the state median of 39.1 years. Only 7.2% of residents are under 18, indicating fewer families with children. 20.9% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Topsail Beach town is $90,833. This is 30% higher than the state median of $69,904. Compared to the national median of $78,538, household income here is 16% higher. The poverty rate stands at 10.6%. This is 20% lower than the state poverty rate of 13.2%. The unemployment rate is 2.4%. This is 50% lower than the state rate of 4.8%. The median home value is $630,500. Housing costs are 143% higher than the state median of $259,400. The home-value-to-income ratio of 6.9x suggests that housing affordability is a significant concern for many residents. 94.4% of occupied housing units are owner-occupied. This homeownership rate is 42% higher than the state average of 66.4%.

Race & Ethnicity

Topsail Beach town has a predominantly White (non-Hispanic) population, comprising 99.3% of all residents. The White (non-Hispanic) population is significantly higher than the state average (99.3% vs 60.7%).

Education

63.2% of residents aged 25 and older hold a bachelor's degree or higher. This places Topsail Beach town in the top 10% of all cities in the state for educational attainment. This is 82% higher than the state rate of 34.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.8%. Notably, 26.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Topsail Beach town, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 774 Census-designated places in North Carolina. For official data, visit data.census.gov.

Free data download: Get all North Carolina city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Topsail Beach town, North Carolina?

Topsail Beach town, North Carolina has a population of 444 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Topsail Beach town, NC?

The median household income in Topsail Beach town is $90,833, which is 16% higher the national median of $78,538.

What is the poverty rate in Topsail Beach town, NC?

The poverty rate in Topsail Beach town is 10.6%. This means approximately 47 residents live below the federal poverty line.

What is the racial makeup of Topsail Beach town, North Carolina?

Topsail Beach town's population is 99.3% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Topsail Beach town, NC?

The median home value in Topsail Beach town is $630,500. The home-value-to-income ratio is 6.9x.

How educated is Topsail Beach town, North Carolina?

63.2% of adults (25+) in Topsail Beach town hold a bachelor's degree or higher, and 26.6% hold a graduate or professional degree.