Spencer city, Oklahoma Demographics & Population 2026
As of 2026, Spencer city, Oklahoma has a total population of 3,942, the 88th largest city in Oklahoma, with a median household income of $57,550, which is 10% lower than the state average. The poverty rate is 16.3%.
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.1x.
- Unemployment rate of 9.8% is notably above the national average.
Spencer city Quick Facts
How Spencer city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A diverse community with significant representation from multiple racial and ethnic groups.
State average: 55 | National average: 60
Education
Educational Attainment (Adults 25+)
Spencer city Rankings in Oklahoma
Explore Oklahoma Rankings
Cities Similar to Spencer city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Madill city | 3,966 | $47,022 | $101,400 | 9.8% | 21.5% |
| Broken Bow city | 4,215 | $50,744 | $159,000 | 13.4% | 29.7% |
| Fort Gibson town | 3,805 | $69,632 | $173,200 | 37.2% | 20.4% |
| Marlow city | 4,423 | $53,932 | $115,100 | 19.0% | 20.4% |
| McLoud city | 4,424 | $64,167 | $146,300 | 12.7% | 12.2% |
Population Overview
Spencer city is a small community located in Oklahoma. The total population is 3,942. It ranks as the 88th most populous out of 834 cities and towns in Oklahoma.
Age Demographics
The median age in Spencer city is 40.5 years. This is 10% higher than the state median of 36.9 years.
Economy, Income & Housing
The median household income in Spencer city is $57,550. This is 10% lower than the state median of $63,603. Compared to the national median of $78,538, household income here is 27% lower. The poverty rate stands at 16.3%. This is 6% higher than the state poverty rate of 15.3%. The unemployment rate is 9.8%. This is 101% higher than the state rate of 4.9%. The median home value is $119,000. Housing costs are 36% lower than the state median of $185,900. With a home-value-to-income ratio of just 2.1x, Spencer city is one of the most affordable housing markets in the area. 66.6% of occupied housing units are owner-occupied. This homeownership rate is 1% higher than the state average of 65.8%.
Race & Ethnicity
The largest racial or ethnic group in Spencer city is Black or African American, making up 49.1% of the population. White (non-Hispanic) residents account for 28.8%. The White (non-Hispanic) population (28.8%) is well below the state average of 62.8%. The Black or African American population is significantly higher than the state average (49.1% vs 6.9%).
Education
22.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 19% lower than the state rate of 27.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.0%.
Data Sources & Methodology
All demographic data for Spencer city, Oklahoma is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Oklahoma state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 834 Census-designated places in Oklahoma. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Spencer city, Oklahoma?
Spencer city, Oklahoma has a population of 3,942 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Spencer city, OK?
The median household income in Spencer city is $57,550, which is 27% lower the national median of $78,538.
What is the poverty rate in Spencer city, OK?
The poverty rate in Spencer city is 16.3%. This means approximately 636 residents live below the federal poverty line.
What is the racial makeup of Spencer city, Oklahoma?
Spencer city's population is 28.8% White, 49.1% Black, 15.4% Hispanic/Latino, and 1.4% Asian.
What is the median home value in Spencer city, OK?
The median home value in Spencer city is $119,000. The home-value-to-income ratio is 2.1x.
How educated is Spencer city, Oklahoma?
22.4% of adults (25+) in Spencer city hold a bachelor's degree or higher, and 11.0% hold a graduate or professional degree.