Waterloo town, Oregon Demographics & Population 2026

Population Overview

Waterloo town is a small community located in Oregon. The total population is 242. It ranks as the 343rd most populous out of 419 cities and towns in Oregon.

Age Demographics

The median age in Waterloo town is 45.7 years. This is 14% higher than the state median of 40.1 years. Only 8.3% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Waterloo town is $61,458. This is 24% lower than the state median of $80,426. Compared to the national median of $78,538, household income here is 22% lower. The poverty rate stands at 3.7%. This is 69% lower than the state poverty rate of 11.9%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 6.9%. This is 28% higher than the state rate of 5.4%. The median home value is $236,500. Housing costs are 48% lower than the state median of $454,200. The home-value-to-income ratio is 3.8x. 93.7% of occupied housing units are owner-occupied. This homeownership rate is 48% higher than the state average of 63.4%.

Race & Ethnicity

Waterloo town has a predominantly White (non-Hispanic) population, comprising 93.0% of all residents. Hispanic or Latino residents account for 4.1%. The Hispanic or Latino population (4.1%) is well below the state average of 14.3%.

Education

11.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 70% lower than the state rate of 36.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.9%.

Data Sources & Methodology

All demographic data for Waterloo town, Oregon is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Oregon state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 419 Census-designated places in Oregon. For official data, visit data.census.gov.