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Bluff City city, Tennessee Demographics & Population 2026

Very AffordableHome value to income ratio of 2.5x is exceptionally low

As of 2026, Bluff City city, Tennessee has a total population of 2,268, the 195th largest city in Tennessee, with a median household income of $59,783, which is 11% lower than the state average. The poverty rate is 19.5%.

Key Takeaways

Bluff City city Quick Facts

Population 2,268
Median Household Income $59,783
Median Home Value $147,400
Poverty Rate 19.5%
Unemployment Rate 4.8%
Median Age 34.3 years
Homeownership Rate 58.2%
Affordability Ratio 2.5x
Bachelor's Degree or Higher 14.8%
High School Graduation Rate 90.6%
Diversity Index 4/100
Population 2,268 195th of 504
Median Income $59,783 average
Poverty Rate 19.5% 57% higher national
Median Home Value $147,400 below average

How Bluff City city Compares

Economy & Housing

Employment

4.8% Unemployment Rate State: 4.7% | National: 5.2%
67.3% Labor Force Participation

Housing Overview

Owner 58.2%
Renter 41.8%
Affordability Index Very Affordable
2.5x home value to income ratio

People & Demographics

Diversity Index

4out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 46 | National average: 60

Education

Bluff City city Rankings in Tennessee

#195 Population of 504
#199 Median Income of 504
#284 Education of 504
#313 Home Value of 504

Cities Similar to Bluff City city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Plainview city2,276$61,343$151,2008.9%11.8%
Pine Crest CDP2,173$54,900$181,10029.8%7.9%
Carthage town2,369$65,288$239,60020.3%10.9%
Ridgetop city2,198$68,884$301,30025.3%4.9%
Caryville town2,079$61,932$193,3008.2%21.7%

Population Overview

Bluff City city is a small community located in Tennessee. The total population is 2,268. It ranks as the 195th most populous out of 504 cities and towns in Tennessee.

Age Demographics

The median age in Bluff City city is 34.3 years. This is 12% lower than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Bluff City city is $59,783. This is 11% lower than the state median of $67,097. Compared to the national median of $78,538, household income here is 24% lower. The poverty rate stands at 19.5%. This is 42% higher than the state poverty rate of 13.8%. The unemployment rate is 4.8%. The median home value is $147,400. Housing costs are 43% lower than the state median of $256,800. With a home-value-to-income ratio of just 2.5x, Bluff City city is one of the most affordable housing markets in the area. 58.2% of occupied housing units are owner-occupied. This homeownership rate is 13% lower than the state average of 67.0%.

Race & Ethnicity

Bluff City city has a predominantly White (non-Hispanic) population, comprising 98.2% of all residents. Hispanic or Latino residents account for 0.3%. The Hispanic or Latino population (0.3%) is well below the state average of 7.1%.

Education

14.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 51% lower than the state rate of 30.4%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.6%.

Data Sources & Methodology

All demographic data for Bluff City city, Tennessee is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Tennessee state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 504 Census-designated places in Tennessee. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Bluff City city, Tennessee?

Bluff City city, Tennessee has a population of 2,268 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Bluff City city, TN?

The median household income in Bluff City city is $59,783, which is 24% lower the national median of $78,538.

What is the poverty rate in Bluff City city, TN?

The poverty rate in Bluff City city is 19.5%. This means approximately 442 residents live below the federal poverty line.

What is the racial makeup of Bluff City city, Tennessee?

Bluff City city's population is 98.2% White, 0.0% Black, 0.3% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Bluff City city, TN?

The median home value in Bluff City city is $147,400. The home-value-to-income ratio is 2.5x.

How educated is Bluff City city, Tennessee?

14.8% of adults (25+) in Bluff City city hold a bachelor's degree or higher, and 5.7% hold a graduate or professional degree.