Cumberland County, Tennessee Demographics 2026

Population Overview

Cumberland County is located in Tennessee with a total population of 62,529. It is the 22nd most populous county out of 95 in Tennessee.

Age Demographics

The median age in Cumberland County is 53.0 years. This is 36% higher than the state median of 38.9 years. 13.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cumberland County is $58,475. This is 13% lower than the state median of $67,097. Compared to the national median of $78,538, household income here is 26% lower. The poverty rate stands at 13.4%. This is 3% lower than the state poverty rate of 13.8%. The unemployment rate is 4.9%. This is 3% higher than the state rate of 4.7%. The median home value is $228,000. Housing costs are 11% lower than the state median of $256,800. The home-value-to-income ratio is 3.9x. 80.2% of occupied housing units are owner-occupied. This homeownership rate is 20% higher than the state average of 67.0%.

Race & Ethnicity

Cumberland County has a predominantly White (non-Hispanic) population, comprising 93.4% of all residents. Hispanic or Latino residents account for 3.4%. The Black or African American population (0.8%) is well below the state average of 15.7%. The Hispanic or Latino population (3.4%) is well below the state average of 7.1%. The Asian population (0.4%) is well below the state average of 1.8%.

Education

18.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 39% lower than the state rate of 30.4%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.6%.