Germantown city, Tennessee Demographics & Population 2026

Population Overview

Germantown city is a mid-sized community located in Tennessee. The total population is 40,812. It ranks as the 22nd most populous out of 504 cities and towns in Tennessee.

Age Demographics

The median age in Germantown city is 43.9 years. This is 13% higher than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Germantown city is $144,799. This is 116% higher than the state median of $67,097. Compared to the national median of $78,538, household income here is 84% higher. The poverty rate stands at 2.9%. This is 79% lower than the state poverty rate of 13.8%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.1%. This is 35% lower than the state rate of 4.7%. The median home value is $441,200. Housing costs are 72% higher than the state median of $256,800. The home-value-to-income ratio is 3.0x. 86.2% of occupied housing units are owner-occupied. This homeownership rate is 29% higher than the state average of 67.0%.

Race & Ethnicity

The largest racial or ethnic group in Germantown city is White (non-Hispanic), making up 83.9% of the population. Asian residents account for 5.7%. The Black or African American population (4.1%) is well below the state average of 15.7%. The Hispanic or Latino population (3.4%) is well below the state average of 7.1%. The Asian population is significantly higher than the state average (5.7% vs 1.8%).

Education

71.2% of residents aged 25 and older hold a bachelor's degree or higher. This places Germantown city in the top 10% of all cities in the state for educational attainment. This is 134% higher than the state rate of 30.4%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.3%. Notably, 33.0% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Germantown city, Tennessee is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Tennessee state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 504 Census-designated places in Tennessee. For official data, visit data.census.gov.