Rarity Bay CDP, Tennessee Demographics & Population 2026

Population Overview

Rarity Bay CDP is a small community located in Tennessee. The total population is 728. It ranks as the 342nd most populous out of 504 cities and towns in Tennessee.

Age Demographics

The median age in Rarity Bay CDP is 75.4 years. This is 94% higher than the state median of 38.9 years. Only 0.0% of residents are under 18, indicating fewer families with children. 51.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Rarity Bay CDP is $82,143. This is 22% higher than the state median of $67,097. Compared to the national median of $78,538, household income here is 5% higher. The poverty rate stands at 4.7%. This is 66% lower than the state poverty rate of 13.8%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 0.0%. This is 100% lower than the state rate of 4.7%. The median home value is $654,500. Housing costs are 155% higher than the state median of $256,800. The home-value-to-income ratio of 8.0x suggests that housing affordability is a significant concern for many residents. 84.0% of occupied housing units are owner-occupied. This homeownership rate is 25% higher than the state average of 67.0%.

Race & Ethnicity

Rarity Bay CDP has a predominantly White (non-Hispanic) population, comprising 97.9% of all residents. Hispanic or Latino residents account for 2.1%. The Hispanic or Latino population (2.1%) is well below the state average of 7.1%.

Education

54.1% of residents aged 25 and older hold a bachelor's degree or higher. This places Rarity Bay CDP in the top 10% of all cities in the state for educational attainment. This is 78% higher than the state rate of 30.4%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.4%. Notably, 20.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Rarity Bay CDP, Tennessee is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Tennessee state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 504 Census-designated places in Tennessee. For official data, visit data.census.gov.