Spencer city, Tennessee Demographics & Population 2026

Population Overview

Spencer city is a small community located in Tennessee. The total population is 1,494. It ranks as the 258th most populous out of 504 cities and towns in Tennessee.

Age Demographics

The median age in Spencer city is 48.8 years. This is 25% higher than the state median of 38.9 years. Only 14.1% of residents are under 18, indicating fewer families with children. 10.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Spencer city is $46,563. This is 31% lower than the state median of $67,097. Compared to the national median of $78,538, household income here is 41% lower. The poverty rate stands at 9.8%. This is 29% lower than the state poverty rate of 13.8%. The unemployment rate is 0.5%. This is 89% lower than the state rate of 4.7%. The median home value is $135,000. Housing costs are 47% lower than the state median of $256,800. With a home-value-to-income ratio of just 2.9x, Spencer city is one of the most affordable housing markets in the area. 71.5% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 67.0%.

Race & Ethnicity

Spencer city has a predominantly White (non-Hispanic) population, comprising 92.2% of all residents. Hispanic or Latino residents account for 0.5%. The Black or African American population (0.4%) is well below the state average of 15.7%. The Hispanic or Latino population (0.5%) is well below the state average of 7.1%.

Education

8.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 71% lower than the state rate of 30.4%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 81.6%.

Data Sources & Methodology

All demographic data for Spencer city, Tennessee is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Tennessee state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 504 Census-designated places in Tennessee. For official data, visit data.census.gov.