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Montgomery city, Alabama Demographics & Population 2026

3rd Largest3rd most populous city in Alabama

As of 2026, Montgomery city, Alabama has a total population of 198,440, the 3rd largest city in Alabama, with a median household income of $55,687, which is 10% lower than the state average. The poverty rate is 20.9%.

Key Takeaways

Montgomery city Quick Facts

Population 198,440
Median Household Income $55,687
Median Home Value $148,500
Poverty Rate 20.9%
Unemployment Rate 6.5%
Median Age 36.2 years
Homeownership Rate 54.3%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 33.5%
High School Graduation Rate 88.7%
Diversity Index 53/100
Population 198,440 3rd of 589
Median Income $55,687 average
Poverty Rate 20.9% 68% higher national
Median Home Value $148,500 average

How Montgomery city Compares

Economy & Housing

Employment

6.5% Unemployment Rate State: 4.8% | National: 5.2%
59.8% Labor Force Participation

Housing Overview

Owner 54.3%
Renter 45.7%
Affordability Index Very Affordable
2.7x home value to income ratio

People & Demographics

Diversity Index

53out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 52 | National average: 60

Education

Montgomery city Rankings in Alabama

#3 Population of 589
#243 Median Income of 589
#70 Education of 589
#244 Home Value of 589

Cities Similar to Montgomery city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Mobile city185,097$51,090$170,30031.5%18.9%
Birmingham city199,322$44,376$138,60030.7%25.2%
Huntsville city218,814$70,778$263,10046.2%13.8%
Tuscaloosa city107,699$48,536$236,60038.1%23.8%
Auburn city78,738$56,123$342,40062.7%26.1%

Population Overview

Montgomery city is a major urban center located in Alabama. The total population is 198,440. It ranks as the 3rd most populous out of 589 cities and towns in Alabama.

Age Demographics

The median age in Montgomery city is 36.2 years. This is 8% lower than the state median of 39.3 years.

Economy, Income & Housing

The median household income in Montgomery city is $55,687. This is 10% lower than the state median of $62,027. Compared to the national median of $78,538, household income here is 29% lower. The poverty rate stands at 20.9%. This is 34% higher than the state poverty rate of 15.6%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 6.5%. This is 34% higher than the state rate of 4.8%. The median home value is $148,500. Housing costs are 24% lower than the state median of $195,100. With a home-value-to-income ratio of just 2.7x, Montgomery city is one of the most affordable housing markets in the area. 54.3% of occupied housing units are owner-occupied. This homeownership rate is 22% lower than the state average of 69.9%.

Race & Ethnicity

The largest racial or ethnic group in Montgomery city is Black or African American, making up 62.8% of the population. White (non-Hispanic) residents account for 26.6%. The White (non-Hispanic) population (26.6%) is well below the state average of 63.8%. The Black or African American population is significantly higher than the state average (62.8% vs 25.9%). The Asian population is significantly higher than the state average (3.3% vs 1.4%).

Education

33.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 21% higher than the state rate of 27.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.7%.

Data Sources & Methodology

All demographic data for Montgomery city, Alabama is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Alabama state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 589 Census-designated places in Alabama. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Montgomery city, Alabama?

Montgomery city, Alabama has a population of 198,440 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Montgomery city, AL?

The median household income in Montgomery city is $55,687, which is 29% lower the national median of $78,538.

What is the poverty rate in Montgomery city, AL?

The poverty rate in Montgomery city is 20.9%. This means approximately 39,760 residents live below the federal poverty line.

What is the racial makeup of Montgomery city, Alabama?

Montgomery city's population is 26.6% White, 62.8% Black, 4.8% Hispanic/Latino, and 3.3% Asian.

What is the median home value in Montgomery city, AL?

The median home value in Montgomery city is $148,500. The home-value-to-income ratio is 2.7x.

How educated is Montgomery city, Alabama?

33.5% of adults (25+) in Montgomery city hold a bachelor's degree or higher, and 14.1% hold a graduate or professional degree.