Charter Oak CDP, California Demographics & Population 2026

Population Overview

Charter Oak CDP is a small city located in California. The total population is 9,414. It ranks as the 508th most populous out of 1,577 cities and towns in California.

Age Demographics

The median age in Charter Oak CDP is 39.3 years. This is 5% higher than the state median of 37.6 years.

Economy, Income & Housing

The median household income in Charter Oak CDP is $84,101. This is 13% lower than the state median of $96,334. Compared to the national median of $78,538, household income here is 7% higher. The poverty rate stands at 10.4%. This is 13% lower than the state poverty rate of 12.0%. The unemployment rate is 7.9%. This is 23% higher than the state rate of 6.4%. The median home value is $601,900. Housing costs are 13% lower than the state median of $695,400. The home-value-to-income ratio of 7.2x suggests that housing affordability is a significant concern for many residents. 61.4% of occupied housing units are owner-occupied. This homeownership rate is 10% higher than the state average of 55.8%.

Race & Ethnicity

The largest racial or ethnic group in Charter Oak CDP is Hispanic or Latino, making up 60.1% of the population. White (non-Hispanic) residents account for 18.3%. The Black or African American population is significantly higher than the state average (9.1% vs 5.3%). The Hispanic or Latino population is significantly higher than the state average (60.1% vs 39.8%).

Education

32.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 12% lower than the state rate of 36.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.6%.

Data Sources & Methodology

All demographic data for Charter Oak CDP, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,577 Census-designated places in California. For official data, visit data.census.gov.