Monterey city, California Demographics & Population 2026

Population Overview

Monterey city is a mid-sized community located in California. The total population is 29,772. It ranks as the 271st most populous out of 1,577 cities and towns in California.

Age Demographics

The median age in Monterey city is 37.1 years. This is 1% lower than the state median of 37.6 years. Only 14.4% of residents are under 18, indicating fewer families with children. 10.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Monterey city is $104,110. This is 8% higher than the state median of $96,334. Compared to the national median of $78,538, household income here is 33% higher. The poverty rate stands at 10.5%. This is 13% lower than the state poverty rate of 12.0%. The unemployment rate is 5.5%. This is 14% lower than the state rate of 6.4%. The median home value is $1,003,300. Housing costs are 44% higher than the state median of $695,400. The home-value-to-income ratio of 9.6x suggests that housing affordability is a significant concern for many residents. 37.9% of occupied housing units are owner-occupied. This homeownership rate is 32% lower than the state average of 55.8%.

Race & Ethnicity

The largest racial or ethnic group in Monterey city is White (non-Hispanic), making up 63.3% of the population. Hispanic or Latino residents account for 21.1%. The White (non-Hispanic) population is significantly higher than the state average (63.3% vs 34.6%). The Asian population (6.5%) is well below the state average of 15.0%.

Education

54.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 49% higher than the state rate of 36.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.9%. Notably, 26.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Monterey city, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,577 Census-designated places in California. For official data, visit data.census.gov.