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Tracy city, California Demographics & Population 2026

Highly DiverseNo single racial/ethnic group makes up a majority of the population

As of 2026, Tracy city, California has a total population of 95,358, the 80th largest city in California, with a median household income of $118,253, which is 23% higher than the state average. The poverty rate is 7.7%.

Key Takeaways

Tracy city Quick Facts

Population 95,358
Median Household Income $118,253
Median Home Value $653,900
Poverty Rate 7.7%
Unemployment Rate 5.9%
Median Age 35.2 years
Homeownership Rate 64.0%
Affordability Ratio 5.5x
Bachelor's Degree or Higher 26.2%
High School Graduation Rate 83.7%
Diversity Index 71/100
Population 95,358 80th of 1,577
Median Income $118,253 top 30%
Poverty Rate 7.7% 38% lower national
Median Home Value $653,900 above average

How Tracy city Compares

Economy & Housing

Employment

5.9% Unemployment Rate State: 6.4% | National: 5.2%
67.4% Labor Force Participation

Housing Overview

Owner 64.0%
Renter 36.0%
Affordability Index Expensive
5.5x home value to income ratio

People & Demographics

Diversity Index

71out of 100
Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 69 | National average: 60

Education

Tracy city Rankings in California

#80 Population of 1,577
#351 Median Income of 1,577
#767 Education of 1,577
#506 Home Value of 1,577

Cities Similar to Tracy city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Carson city93,523$107,391$645,60029.1%9.0%
San Marcos city94,078$105,286$792,40042.7%10.2%
Santa Monica city91,535$109,739$1,810,20068.9%11.6%
Daly City city102,560$119,570$1,092,70038.0%7.2%
Mission Viejo city92,415$136,071$946,30051.1%5.0%

Population Overview

Tracy city is a mid-sized community located in California. The total population is 95,358. It ranks as the 80th most populous out of 1,577 cities and towns in California.

Age Demographics

The median age in Tracy city is 35.2 years. This is 6% lower than the state median of 37.6 years.

Economy, Income & Housing

The median household income in Tracy city is $118,253. This is 23% higher than the state median of $96,334. Compared to the national median of $78,538, household income here is 51% higher. The poverty rate stands at 7.7%. This is 36% lower than the state poverty rate of 12.0%. The unemployment rate is 5.9%. This is 8% lower than the state rate of 6.4%. The median home value is $653,900. Housing costs are 6% lower than the state median of $695,400. The home-value-to-income ratio is 5.5x. 64.0% of occupied housing units are owner-occupied. This homeownership rate is 15% higher than the state average of 55.8%.

Race & Ethnicity

Tracy city is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. White (non-Hispanic) residents account for 25.3%.

Education

26.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 28% lower than the state rate of 36.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 83.7%.

Data Sources & Methodology

All demographic data for Tracy city, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,577 Census-designated places in California. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Tracy city, California?

Tracy city, California has a population of 95,358 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Tracy city, CA?

The median household income in Tracy city is $118,253, which is 51% higher the national median of $78,538.

What is the poverty rate in Tracy city, CA?

The poverty rate in Tracy city is 7.7%. This means approximately 7,261 residents live below the federal poverty line.

What is the racial makeup of Tracy city, California?

Tracy city's population is 25.3% White, 5.9% Black, 41.4% Hispanic/Latino, and 21.6% Asian.

What is the median home value in Tracy city, CA?

The median home value in Tracy city is $653,900. The home-value-to-income ratio is 5.5x.

How educated is Tracy city, California?

26.2% of adults (25+) in Tracy city hold a bachelor's degree or higher, and 7.8% hold a graduate or professional degree.