Twin Lakes CDP (Santa Cruz County), California Demographics & Population 2026

Population Overview

Twin Lakes CDP (Santa Cruz County) is a small community located in California. The total population is 4,895. It ranks as the 669th most populous out of 1,577 cities and towns in California.

Age Demographics

The median age in Twin Lakes CDP (Santa Cruz County) is 41.5 years. This is 10% higher than the state median of 37.6 years. Only 12.3% of residents are under 18, indicating fewer families with children. 10.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Twin Lakes CDP (Santa Cruz County) is $81,288. This is 16% lower than the state median of $96,334. Compared to the national median of $78,538, household income here is 4% higher. The poverty rate stands at 15.9%. This is 33% higher than the state poverty rate of 12.0%. The unemployment rate is 4.5%. This is 30% lower than the state rate of 6.4%. The median home value is $958,300. Housing costs are 38% higher than the state median of $695,400. The home-value-to-income ratio of 11.8x suggests that housing affordability is a significant concern for many residents. 40.8% of occupied housing units are owner-occupied. This homeownership rate is 27% lower than the state average of 55.8%.

Race & Ethnicity

The largest racial or ethnic group in Twin Lakes CDP (Santa Cruz County) is White (non-Hispanic), making up 71.5% of the population. Hispanic or Latino residents account for 16.9%. The White (non-Hispanic) population is significantly higher than the state average (71.5% vs 34.6%). The Black or African American population (2.1%) is well below the state average of 5.3%. The Hispanic or Latino population (16.9%) is well below the state average of 39.8%. The Asian population (3.8%) is well below the state average of 15.0%.

Education

47.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 30% higher than the state rate of 36.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.6%. Notably, 20.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Twin Lakes CDP (Santa Cruz County), California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,577 Census-designated places in California. For official data, visit data.census.gov.