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Loveland, Colorado Demographics & Population 2026

During the 2020–2024 ACS period, Loveland, Colorado had a total population of 78,410, the 16th largest city in Colorado, with a median household income of $84,604, which is 11% lower than the state average. The poverty rate is 8.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Loveland Quick Facts

Population 78,410
Median Household Income $84,604
Median Home Value $479,000
Poverty Rate 8.5%
Unemployment Rate 5.4%
Median Age 40.7 years
Homeownership Rate 62.2%
Affordability Ratio 5.7x
Bachelor's Degree or Higher 39.0%
High School Graduation Rate 95.4%
Diversity Index 36/100
Population 78,410 16th of 472
Median Income $84,604 average
Poverty Rate 8.5% 32% lower than national
Median Home Value $479,000 average

How Loveland Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population77,35078,410+1.4%
Median household income$82,592$84,604+2.4%
Median home value$453,100$479,000+5.7%

How Loveland Compares

Economy & Housing

Household Income Distribution

Under $25K 12.2%
$25K-$50K 16.2%
$50K-$100K 31.4%
$100K+ 40.2%
Detailed income brackets
Under $10K
4.7%
$10K-$15K
1.8%
$15K-$20K
2.4%
$20K-$25K
3.2%
$25K-$30K
3.5%
$30K-$35K
3.0%
$35K-$40K
3.5%
$40K-$45K
3.3%
$45K-$50K
2.9%
$50K-$60K
6.3%
$60K-$75K
9.9%
$75K-$100K
15.2%
$100K-$125K
13.1%
$125K-$150K
8.3%
$150K-$200K
8.6%
$200K+
10.3%

Employment

5.4% Unemployment Rate State: 4.6%|National: 5.2%
63.5% Labor Force Participation

Housing Overview

Owner 62.2%
Renter 37.8%
Affordability Index Expensive
5.7x home value to income ratio
Median gross rent $1,730/mo 24.5% of median household income annually

People & Demographics

Diversity Index

36out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 52 | National average: 61

Education

Loveland Rankings in Colorado

#16 Population of 472
#190 Median Income of 399
#199 Education of 472
#177 Home Value of 412

Other Cities in Larimer County

CityPopulationMedian IncomePovertyHome Value
Fort Collins 170,229 $85,070 15.8% $577,900
Windsor 37,914 $127,028 6.0% $604,000
Johnstown 18,883 $128,995 3.7% $540,300
Berthoud 12,411 $119,385 4.6% $533,500
Wellington 11,798 $107,017 8.8% $464,200
Timnath 8,941 $178,257 4.4% $730,100
Estes Park 5,844 $85,956 8.0% $664,200
Laporte 1,771 $87,313 10.6% $452,600
Red Feather Lakes 365 $138,696 7.7% $356,900

Cities Similar to Loveland

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Broomfield76,304$123,874$664,50060.3%6.2%
Grand Junction68,142$70,080$389,80038.1%11.8%
Longmont99,406$90,671$572,80047.0%8.6%
Castle Rock79,123$145,197$652,90055.9%3.8%
Commerce City66,445$111,972$499,70025.8%8.6%

Population Overview

Loveland is a mid-sized community located in Colorado, within Larimer County. The total population is 78,410. It ranks as the 16th most populous out of 472 Census-designated places in Colorado.

Age Demographics

The median age in Loveland is 40.7 years. This is 8% higher than the state median of 37.7 years.

Economy, Income & Housing

The median household income in Loveland is $84,604. This is 11% lower than the state median of $95,470. It is also 5% higher than the national median of $80,734. The poverty rate stands at 8.5%. This is 10% lower than the state poverty rate of 9.4%. The unemployment rate is 5.4%. This is 17% higher than the state rate of 4.6%. The median home value is $479,000. Housing costs are 11% lower than the state median of $539,400. The home-value-to-income ratio is 5.7x. 62.2% of occupied housing units are owner-occupied. This homeownership rate is 6% lower than the state average of 66.2%.

Race & Ethnicity

The largest racial or ethnic group in Loveland is White (non-Hispanic), making up 78.6% of the population. Hispanic or Latino residents account for 15.3%. The Black or African American population (0.9%) is well below the state average of 3.8%. The Asian population (1.2%) is well below the state average of 3.2%.

Education

39.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 15% lower than the state rate of 45.7%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.4%.

Data Sources & Methodology

All demographic data for Loveland, Colorado is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Colorado state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 472 Census-designated places in Colorado. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Loveland, Colorado?

Loveland, Colorado has a population of 78,410 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Loveland, CO?

The median household income in Loveland is $84,604, which is 5% higher than the national median of $80,734.

What is the poverty rate in Loveland, CO?

The poverty rate in Loveland is 8.5%. This means approximately 6,619 residents live below the federal poverty line.

What is the racial makeup of Loveland, Colorado?

Loveland's population is 78.6% White, 0.9% Black, 15.3% Hispanic/Latino, and 1.2% Asian.

What is the median home value in Loveland, CO?

The median home value in Loveland is $479,000. The home-value-to-income ratio is 5.7x.

How educated is Loveland, Colorado?

39.0% of adults (25+) in Loveland hold a bachelor's degree or higher, and 13.1% hold a graduate or professional degree.