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Oak Creek, Colorado Demographics & Population 2026

During the 2020–2024 ACS period, Oak Creek, Colorado had a total population of 700, the 253rd largest town in Colorado, with a median household income of $85,313, which is 11% lower than the state average. The poverty rate is 12.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Oak Creek Quick Facts

Population 700
Median Household Income $85,313
Median Home Value $377,300
Poverty Rate 12.0%
Unemployment Rate 2.9%
Median Age 45.0 years
Homeownership Rate 74.4%
Affordability Ratio 4.4x
Bachelor's Degree or Higher 39.6%
High School Graduation Rate 95.4%
Diversity Index 20/100
Population 700 253rd of 472
Median Income $85,313 average
Poverty Rate 12.0% 4% lower than national
Median Home Value $377,300 average

How Oak Creek Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population652700+7.4%
Median household income$88,512$85,313-3.6%
Median home value$377,400$377,300-0.0%

How Oak Creek Compares

Economy & Housing

Household Income Distribution

Under $25K 13.7%
$25K-$50K 13.4%
$50K-$100K 31.4%
$100K+ 41.6%
Detailed income brackets
Under $10K
3.5%
$10K-$15K
4.9%
$15K-$20K
5.2%
$20K-$25K
0.0%
$25K-$30K
0.0%
$30K-$35K
2.0%
$35K-$40K
0.0%
$40K-$45K
8.1%
$45K-$50K
3.2%
$50K-$60K
8.1%
$60K-$75K
4.7%
$75K-$100K
18.6%
$100K-$125K
13.1%
$125K-$150K
11.6%
$150K-$200K
14.2%
$200K+
2.6%

Employment

2.9% Unemployment Rate State: 4.6%|National: 5.2%
82.0% Labor Force Participation

Housing Overview

Owner 74.4%
Renter 25.6%
Affordability Index Moderate
4.4x home value to income ratio
Median gross rent $1,455/mo 20.5% of median household income annually

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 52 | National average: 61

Education

Oak Creek Rankings in Colorado

#253 Population of 472
#185 Median Income of 399
#195 Education of 472
#234 Home Value of 412

Other Cities in Routt County

CityPopulationMedian IncomePovertyHome Value
Steamboat Springs 13,433 $104,964 4.7% $981,800
Hayden 2,057 $90,804 6.6% $407,900
Phippsburg 390 $87,232 0.0% $515,600
Yampa 296 $75,109 9.8% $350,000

Cities Similar to Oak Creek

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Kiowa673$92,625$367,00016.5%15.7%
South Fork724$76,250$423,80040.8%11.1%
Silverton637$77,546$471,10051.6%22.0%
Loghill Village618$89,297$823,70070.0%8.1%
Aspen Park742$104,167$693,10054.5%0.0%

A note before these figures: with a population of 700, Oak Creek's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Oak Creek is a small community located in Colorado, within Routt County. The total population is 700. It ranks as the 253rd most populous out of 472 Census-designated places in Colorado.

Age Demographics

The median age in Oak Creek is 45.0 years. This is 19% higher than the state median of 37.7 years.

Economy, Income & Housing

The median household income in Oak Creek is $85,313. This is 11% lower than the state median of $95,470. It is also 6% higher than the national median of $80,734. The poverty rate stands at 12.0%. This is 27% higher than the state poverty rate of 9.4%. The unemployment rate is 2.9%. This is 38% lower than the state rate of 4.6%. The median home value is $377,300. Housing costs are 30% lower than the state median of $539,400. The home-value-to-income ratio is 4.4x. 74.4% of occupied housing units are owner-occupied. This homeownership rate is 12% higher than the state average of 66.2%.

Race & Ethnicity

Oak Creek has a predominantly White (non-Hispanic) population, comprising 89.0% of all residents. Hispanic or Latino residents account for 1.4%. The Hispanic or Latino population (1.4%) is well below the state average of 22.5%.

Education

39.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 13% lower than the state rate of 45.7%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.4%.

Data Sources & Methodology

All demographic data for Oak Creek, Colorado is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Colorado state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 472 Census-designated places in Colorado. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Oak Creek, Colorado?

Oak Creek, Colorado has a population of 700 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Oak Creek, CO?

The median household income in Oak Creek is $85,313, which is 6% higher than the national median of $80,734.

What is the poverty rate in Oak Creek, CO?

The poverty rate in Oak Creek is 12.0%. This means approximately 84 residents live below the federal poverty line.

What is the racial makeup of Oak Creek, Colorado?

Oak Creek's population is 89.0% White, 0.0% Black, 1.4% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Oak Creek, CO?

The median home value in Oak Creek is $377,300. The home-value-to-income ratio is 4.4x.

How educated is Oak Creek, Colorado?

39.6% of adults (25+) in Oak Creek hold a bachelor's degree or higher, and 8.8% hold a graduate or professional degree.