Chipley city, Florida Demographics & Population 2026

Name: Chipley city, Florida Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

As of 2026, Chipley city, Florida has a total population of 3,678, the 548th largest city in Florida, with a median household income of $34,311, which is 52% lower than the state average. The poverty rate is 18.4%.

Key Takeaways

Household income is 52% below the state average, indicating significant economic challenges.

Chipley city Quick Facts

Population 3,678

Median Household Income $34,311

Median Home Value $132,800

Poverty Rate 18.4%

Unemployment Rate 3.3%

Median Age 33.0 years

Homeownership Rate 66.7%

Affordability Ratio 3.9x

Bachelor's Degree or Higher 18.1%

High School Graduation Rate 82.8%

Diversity Index 56/100

Population 3,678 548th of 953

Median Income $34,311 bottom 10%

Poverty Rate 18.4% 48% higher national

Median Home Value $132,800 bottom 20%

How Chipley city Compares

Median Household Income

Chipley city

$34,311

$71,711

National

$78,538

Median Home Value

Chipley city

$132,800

$325,000

National

$303,400

Economy & Housing

Household Income Distribution

Under $25K 25.3%

$25K-$50K 33.7%

$50K-$100K 26.1%

$100K+ 15.0%

Employment

3.3% Unemployment Rate State: 4.8% | National: 5.2%

58.6% Labor Force Participation

Housing Overview

Owner 66.7%

Renter 33.3%

Affordability Index Affordable

3.9x home value to income ratio

People & Demographics

Age Distribution

Under 18

26.6%

18-34

26.7%

35-54

20.5%

55-74

18.1%

75+

8.2%

Race & Ethnicity

Diversity Index

High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 64 | National average: 60

Education

Educational Attainment (Adults 25+)

Chipley city Rankings in Florida

#548 Population of 953

#889 Median Income of 953

#665 Education of 953

#808 Home Value of 953

Explore Florida Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Cities Similar to Chipley city

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Montura CDP	3,678	$33,438	$126,400	2.6%	35.8%
Nokomis CDP	3,391	$41,333	$225,100	17.9%	11.9%
Goulding CDP	3,448	$27,299	$86,800	8.6%	35.8%
Frostproof city	3,289	$39,301	$120,500	12.3%	21.5%
High Point CDP	3,618	$48,768	$175,100	18.6%	8.0%

Population Overview

Chipley city is a small community located in Florida. The total population is 3,678. It ranks as the 548th most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in Chipley city is 33.0 years. This is 23% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Chipley city is $34,311. This is 52% lower than the state median of $71,711. Compared to the national median of $78,538, household income here is 56% lower. The poverty rate stands at 18.4%. This is 45% higher than the state poverty rate of 12.6%. The unemployment rate is 3.3%. This is 32% lower than the state rate of 4.8%. The median home value is $132,800. Housing costs are 59% lower than the state median of $325,000. The home-value-to-income ratio is 3.9x. 66.7% of occupied housing units are owner-occupied.

Race & Ethnicity

The largest racial or ethnic group in Chipley city is White (non-Hispanic), making up 59.1% of the population. Black or African American residents account for 27.7%. The Black or African American population is significantly higher than the state average (27.7% vs 14.8%). The Hispanic or Latino population (9.5%) is well below the state average of 26.8%.

Education

18.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 46% lower than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 82.8%.

Data Sources & Methodology

All demographic data for Chipley city, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.

Free data download: Get all Florida city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Chipley city, Florida?

Chipley city, Florida has a population of 3,678 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chipley city, FL?

The median household income in Chipley city is $34,311, which is 56% lower the national median of $78,538.

What is the poverty rate in Chipley city, FL?

The poverty rate in Chipley city is 18.4%. This means approximately 631 residents live below the federal poverty line.

What is the racial makeup of Chipley city, Florida?

Chipley city's population is 59.1% White, 27.7% Black, 9.5% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Chipley city, FL?

The median home value in Chipley city is $132,800. The home-value-to-income ratio is 3.9x.

How educated is Chipley city, Florida?

18.1% of adults (25+) in Chipley city hold a bachelor's degree or higher, and 7.9% hold a graduate or professional degree.