Clay County, Florida Demographics 2026

Population Overview

Clay County is located in Florida with a total population of 223,436. It is the 25th most populous county out of 67 in Florida.

Age Demographics

The median age in Clay County is 40.2 years. This is 6% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Clay County is $86,094. This is 20% higher than the state median of $71,711. Compared to the national median of $78,538, household income here is 10% higher. The poverty rate stands at 9.1%. This is 28% lower than the state poverty rate of 12.6%. The unemployment rate is 3.8%. This is 21% lower than the state rate of 4.8%. The median home value is $281,500. Housing costs are 13% lower than the state median of $325,000. The home-value-to-income ratio is 3.3x. 76.2% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 67.3%.

Race & Ethnicity

The largest racial or ethnic group in Clay County is White (non-Hispanic), making up 69.1% of the population. Black or African American residents account for 11.2%. The Hispanic or Latino population (11.1%) is well below the state average of 26.8%.

Education

28.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 14% lower than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.3%.