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Clearwater city, Florida Demographics & Population 2026

As of 2026, Clearwater city, Florida has a total population of 117,075, the 20th largest city in Florida, with a median household income of $64,440, which is 10% lower than the state average. The poverty rate is 15.4%.

Clearwater city Quick Facts

Population 117,075
Median Household Income $64,440
Median Home Value $326,100
Poverty Rate 15.4%
Unemployment Rate 4.7%
Median Age 46.4 years
Homeownership Rate 59.1%
Affordability Ratio 5.1x
Bachelor's Degree or Higher 32.5%
High School Graduation Rate 90.9%
Diversity Index 53/100
Population 117,075 20th of 953
Median Income $64,440 average
Poverty Rate 15.4% 24% higher national
Median Home Value $326,100 average

How Clearwater city Compares

Economy & Housing

Employment

4.7% Unemployment Rate State: 4.8% | National: 5.2%
59.1% Labor Force Participation

Housing Overview

Owner 59.1%
Renter 40.9%
Affordability Index Expensive
5.1x home value to income ratio

People & Demographics

Diversity Index

53out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 64 | National average: 60

Education

Clearwater city Rankings in Florida

#20 Population of 953
#530 Median Income of 953
#386 Education of 953
#382 Home Value of 953

Cities Similar to Clearwater city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Lakeland city117,030$60,947$229,10027.7%14.5%
Spring Hill CDP118,814$66,557$248,40019.7%11.5%
Pompano Beach city112,212$63,832$321,90031.1%15.3%
West Palm Beach city119,508$69,261$369,80037.6%14.8%
Miami Gardens city111,264$60,979$337,20017.6%13.6%

Population Overview

Clearwater city is a major urban center located in Florida. The total population is 117,075. It ranks as the 20th most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in Clearwater city is 46.4 years. This is 9% higher than the state median of 42.6 years. 10.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Clearwater city is $64,440. This is 10% lower than the state median of $71,711. Compared to the national median of $78,538, household income here is 18% lower. The poverty rate stands at 15.4%. This is 22% higher than the state poverty rate of 12.6%. The unemployment rate is 4.7%. This is 2% lower than the state rate of 4.8%. The median home value is $326,100. Housing costs are about average than the state median of $325,000. The home-value-to-income ratio is 5.1x. 59.1% of occupied housing units are owner-occupied. This homeownership rate is 12% lower than the state average of 67.3%.

Race & Ethnicity

The largest racial or ethnic group in Clearwater city is White (non-Hispanic), making up 65.3% of the population. Hispanic or Latino residents account for 17.1%.

Education

32.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 2% lower than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.9%.

Data Sources & Methodology

All demographic data for Clearwater city, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Clearwater city, Florida?

Clearwater city, Florida has a population of 117,075 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Clearwater city, FL?

The median household income in Clearwater city is $64,440, which is 18% lower the national median of $78,538.

What is the poverty rate in Clearwater city, FL?

The poverty rate in Clearwater city is 15.4%. This means approximately 17,732 residents live below the federal poverty line.

What is the racial makeup of Clearwater city, Florida?

Clearwater city's population is 65.3% White, 10.1% Black, 17.1% Hispanic/Latino, and 3.5% Asian.

What is the median home value in Clearwater city, FL?

The median home value in Clearwater city is $326,100. The home-value-to-income ratio is 5.1x.

How educated is Clearwater city, Florida?

32.5% of adults (25+) in Clearwater city hold a bachelor's degree or higher, and 11.9% hold a graduate or professional degree.