Cudjoe Key CDP, Florida Demographics & Population 2026

Population Overview

Cudjoe Key CDP is a small community located in Florida. The total population is 2,478. It ranks as the 641st most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in Cudjoe Key CDP is 54.7 years. This is 28% higher than the state median of 42.6 years. Only 12.7% of residents are under 18, indicating fewer families with children. 14.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cudjoe Key CDP is $84,890. This is 18% higher than the state median of $71,711. Compared to the national median of $78,538, household income here is 8% higher. The poverty rate stands at 10.1%. This is 20% lower than the state poverty rate of 12.6%. The unemployment rate is 4.3%. This is 11% lower than the state rate of 4.8%. The median home value is $707,700. Housing costs are 118% higher than the state median of $325,000. The home-value-to-income ratio of 8.3x suggests that housing affordability is a significant concern for many residents. 76.0% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 67.3%.

Race & Ethnicity

The largest racial or ethnic group in Cudjoe Key CDP is White (non-Hispanic), making up 84.0% of the population. Hispanic or Latino residents account for 11.3%. The White (non-Hispanic) population is significantly higher than the state average (84.0% vs 51.4%). The Hispanic or Latino population (11.3%) is well below the state average of 26.8%. The Asian population (0.7%) is well below the state average of 2.8%.

Education

37.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 13% higher than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.5%. Notably, 15.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Cudjoe Key CDP, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.