Harbor Bluffs CDP, Florida Demographics & Population 2026

Population Overview

Harbor Bluffs CDP is a small community located in Florida. The total population is 3,020. It ranks as the 599th most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in Harbor Bluffs CDP is 48.7 years. This is 14% higher than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Harbor Bluffs CDP is $129,569. This is 81% higher than the state median of $71,711. Compared to the national median of $78,538, household income here is 65% higher. The poverty rate stands at 4.1%. This is 68% lower than the state poverty rate of 12.6%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 5.8%. This is 20% higher than the state rate of 4.8%. The median home value is $553,800. Housing costs are 70% higher than the state median of $325,000. The home-value-to-income ratio is 4.3x. 88.5% of occupied housing units are owner-occupied. This homeownership rate is 32% higher than the state average of 67.3%.

Race & Ethnicity

Harbor Bluffs CDP has a predominantly White (non-Hispanic) population, comprising 88.7% of all residents. Black or African American residents account for 1.3%. The White (non-Hispanic) population is significantly higher than the state average (88.7% vs 51.4%). The Black or African American population (1.3%) is well below the state average of 14.8%. The Hispanic or Latino population (0.9%) is well below the state average of 26.8%. The Asian population (0.6%) is well below the state average of 2.8%.

Education

46.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 40% higher than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.3%. Notably, 17.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Harbor Bluffs CDP, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.