Indian Rocks Beach city, Florida Demographics & Population 2026

Population Overview

Indian Rocks Beach city is a small community located in Florida. The total population is 3,667. It ranks as the 550th most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in Indian Rocks Beach city is 58.1 years. This is 36% higher than the state median of 42.6 years. Only 6.4% of residents are under 18, indicating fewer families with children. 11.9% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Indian Rocks Beach city is $98,279. This is 37% higher than the state median of $71,711. Compared to the national median of $78,538, household income here is 25% higher. The poverty rate stands at 10.6%. This is 16% lower than the state poverty rate of 12.6%. The unemployment rate is 6.6%. This is 38% higher than the state rate of 4.8%. The median home value is $707,700. Housing costs are 118% higher than the state median of $325,000. The home-value-to-income ratio of 7.2x suggests that housing affordability is a significant concern for many residents. 75.0% of occupied housing units are owner-occupied. This homeownership rate is 11% higher than the state average of 67.3%.

Race & Ethnicity

Indian Rocks Beach city has a predominantly White (non-Hispanic) population, comprising 86.6% of all residents. Hispanic or Latino residents account for 8.0%. The White (non-Hispanic) population is significantly higher than the state average (86.6% vs 51.4%). The Black or African American population (0.3%) is well below the state average of 14.8%. The Hispanic or Latino population (8.0%) is well below the state average of 26.8%.

Education

45.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 36% higher than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.0%. Notably, 15.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Indian Rocks Beach city, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.