Monticello city, Florida Demographics & Population 2026

Population Overview

Monticello city is a small community located in Florida. The total population is 2,627. It ranks as the 626th most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in Monticello city is 46.9 years. This is 10% higher than the state median of 42.6 years. 13.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Monticello city is $44,920. This is 37% lower than the state median of $71,711. Compared to the national median of $78,538, household income here is 43% lower. The poverty rate stands at 19.6%. This is 55% higher than the state poverty rate of 12.6%. The unemployment rate is 0.7%. This is 85% lower than the state rate of 4.8%. The median home value is $192,500. Housing costs are 41% lower than the state median of $325,000. The home-value-to-income ratio is 4.3x. 60.8% of occupied housing units are owner-occupied. This homeownership rate is 10% lower than the state average of 67.3%.

Race & Ethnicity

The largest racial or ethnic group in Monticello city is White (non-Hispanic), making up 57.0% of the population. Black or African American residents account for 41.1%. The Black or African American population is significantly higher than the state average (41.1% vs 14.8%). The Hispanic or Latino population (0.7%) is well below the state average of 26.8%.

Education

29.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 11% lower than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.6%.

Data Sources & Methodology

All demographic data for Monticello city, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.