North Key Largo CDP, Florida Demographics & Population 2026

Population Overview

North Key Largo CDP is a small community located in Florida. The total population is 1,630. It ranks as the 714th most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in North Key Largo CDP is 69.4 years. This is 63% higher than the state median of 42.6 years. Only 2.9% of residents are under 18, indicating fewer families with children. 43.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in North Key Largo CDP is $146,389. This is 104% higher than the state median of $71,711. Compared to the national median of $78,538, household income here is 86% higher. The poverty rate stands at 29.6%. This is 134% higher than the state poverty rate of 12.6%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 7.3%. This is 52% higher than the state rate of 4.8%. The median home value is $1,858,300. Housing costs are 472% higher than the state median of $325,000. The home-value-to-income ratio of 12.7x suggests that housing affordability is a significant concern for many residents. 95.8% of occupied housing units are owner-occupied. This homeownership rate is 42% higher than the state average of 67.3%.

Race & Ethnicity

The largest racial or ethnic group in North Key Largo CDP is White (non-Hispanic), making up 84.6% of the population. Black or African American residents account for 10.8%. The White (non-Hispanic) population is significantly higher than the state average (84.6% vs 51.4%). The Hispanic or Latino population (2.3%) is well below the state average of 26.8%. The Asian population (0.2%) is well below the state average of 2.8%.

Education

59.4% of residents aged 25 and older hold a bachelor's degree or higher. This places North Key Largo CDP in the top 10% of all cities in the state for educational attainment. This is 79% higher than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 99.6%. Notably, 30.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for North Key Largo CDP, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.