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Punta Gorda city, Florida Demographics & Population 2026

As of 2026, Punta Gorda city, Florida has a total population of 19,886, the 202nd largest city in Florida, with a median household income of $79,291, which is 11% higher than the state average. The poverty rate is 9.0%.

Punta Gorda city Quick Facts

Population 19,886
Median Household Income $79,291
Median Home Value $482,300
Poverty Rate 9.0%
Unemployment Rate 5.2%
Median Age 66.5 years
Homeownership Rate 83.1%
Affordability Ratio 6.1x
Bachelor's Degree or Higher 40.5%
High School Graduation Rate 96.1%
Diversity Index 22/100
Population 19,886 202nd of 953
Median Income $79,291 above average
Poverty Rate 9.0% 28% lower national
Median Home Value $482,300 top 20%

How Punta Gorda city Compares

Economy & Housing

Employment

5.2% Unemployment Rate State: 4.8% | National: 5.2%
33.1% Labor Force Participation

Housing Overview

Owner 83.1%
Renter 16.9%
Affordability Index Expensive
6.1x home value to income ratio

People & Demographics

Diversity Index

22out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 64 | National average: 60

Education

Punta Gorda city Rankings in Florida

#202 Population of 953
#334 Median Income of 953
#246 Education of 953
#158 Home Value of 953

Cities Similar to Punta Gorda city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Seminole city19,336$77,335$312,70036.1%8.3%
Lynn Haven city19,451$83,093$286,70033.3%7.4%
Panama City Beach city18,493$78,921$417,80036.8%8.2%
Gibsonton CDP18,831$74,049$274,30020.3%19.8%
Bartow city19,801$66,944$210,40022.3%16.5%

Population Overview

Punta Gorda city is a small city located in Florida. The total population is 19,886. It ranks as the 202nd most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in Punta Gorda city is 66.5 years. This is 56% higher than the state median of 42.6 years. Only 8.8% of residents are under 18, indicating fewer families with children. 28.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Punta Gorda city is $79,291. This is 11% higher than the state median of $71,711. Compared to the national median of $78,538, household income here is about average. The poverty rate stands at 9.0%. This is 29% lower than the state poverty rate of 12.6%. The unemployment rate is 5.2%. This is 8% higher than the state rate of 4.8%. The median home value is $482,300. Housing costs are 48% higher than the state median of $325,000. The home-value-to-income ratio of 6.1x suggests that housing affordability is a significant concern for many residents. 83.1% of occupied housing units are owner-occupied. This homeownership rate is 23% higher than the state average of 67.3%.

Race & Ethnicity

Punta Gorda city has a predominantly White (non-Hispanic) population, comprising 88.0% of all residents. Black or African American residents account for 3.7%. The White (non-Hispanic) population is significantly higher than the state average (88.0% vs 51.4%). The Black or African American population (3.7%) is well below the state average of 14.8%. The Hispanic or Latino population (2.8%) is well below the state average of 26.8%. The Asian population (0.7%) is well below the state average of 2.8%.

Education

40.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 22% higher than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.1%. Notably, 17.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Punta Gorda city, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Punta Gorda city, Florida?

Punta Gorda city, Florida has a population of 19,886 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Punta Gorda city, FL?

The median household income in Punta Gorda city is $79,291, which is about average the national median of $78,538.

What is the poverty rate in Punta Gorda city, FL?

The poverty rate in Punta Gorda city is 9.0%. This means approximately 1,766 residents live below the federal poverty line.

What is the racial makeup of Punta Gorda city, Florida?

Punta Gorda city's population is 88.0% White, 3.7% Black, 2.8% Hispanic/Latino, and 0.7% Asian.

What is the median home value in Punta Gorda city, FL?

The median home value in Punta Gorda city is $482,300. The home-value-to-income ratio is 6.1x.

How educated is Punta Gorda city, Florida?

40.5% of adults (25+) in Punta Gorda city hold a bachelor's degree or higher, and 17.8% hold a graduate or professional degree.