St. James City CDP, Florida Demographics & Population 2026

Population Overview

St. James City CDP is a small community located in Florida. The total population is 3,846. It ranks as the 540th most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in St. James City CDP is 62.9 years. This is 48% higher than the state median of 42.6 years. Only 9.3% of residents are under 18, indicating fewer families with children. 15.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in St. James City CDP is $64,539. This is 10% lower than the state median of $71,711. Compared to the national median of $78,538, household income here is 18% lower. The poverty rate stands at 7.4%. This is 41% lower than the state poverty rate of 12.6%. The unemployment rate is 10.3%. This is 115% higher than the state rate of 4.8%. The median home value is $284,800. Housing costs are 12% lower than the state median of $325,000. The home-value-to-income ratio is 4.4x. 89.5% of occupied housing units are owner-occupied. This homeownership rate is 33% higher than the state average of 67.3%.

Race & Ethnicity

St. James City CDP has a predominantly White (non-Hispanic) population, comprising 93.8% of all residents. Hispanic or Latino residents account for 1.2%. The White (non-Hispanic) population is significantly higher than the state average (93.8% vs 51.4%). The Hispanic or Latino population (1.2%) is well below the state average of 26.8%. The Asian population (0.6%) is well below the state average of 2.8%.

Education

23.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 28% lower than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.5%.

Data Sources & Methodology

All demographic data for St. James City CDP, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.