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Banks County, Georgia Demographics 2026

Banks County, Georgia has a population of 19,264, the 96th most populous county in Georgia. The median household income is $77,063 and the median home value is $278,100. The poverty rate is 11.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Banks County Quick Facts

Population 19,264
Median Household Income $77,063
Median Home Value $278,100
Poverty Rate 11.3%
Unemployment Rate 2.9%
Median Age 42.1 years
Homeownership Rate 78.7%
Affordability Ratio 3.6x
Bachelor's Degree+ 18.6%
High School Graduation 83.0%
Cities/Places 1
Population 19,264 96th of 159
Median Income $77,063 about the same as state
Poverty Rate 11.3%
Unemployment 2.9%

How Banks County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population18,75719,264+2.7%
Median household income$68,830$77,063+12.0%
Median home value$251,700$278,100+10.5%

Economy & Housing

Household Income Distribution

Under $25K 17.0%
$25K-$50K 17.7%
$50K-$100K 29.8%
$100K+ 35.5%
Detailed income brackets
Under $10K
4.2%
$10K-$15K
5.7%
$15K-$20K
3.5%
$20K-$25K
3.5%
$25K-$30K
2.6%
$30K-$35K
3.5%
$35K-$40K
3.7%
$40K-$45K
4.1%
$45K-$50K
3.8%
$50K-$60K
8.3%
$60K-$75K
5.5%
$75K-$100K
16.0%
$100K-$125K
13.1%
$125K-$150K
9.8%
$150K-$200K
7.4%
$200K+
5.3%

Employment

2.9% Unemployment Rate State: 5.1%|National: 5.2%
61.0% Labor Force Participation

Housing Overview

Owner 78.7%
Renter 21.3%
Affordability Index Affordable
3.6x home value to income ratio
Median gross rent $827/mo 12.9% of median household income annually

People & Demographics

Diversity Index

26out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Cities & Places in Banks County

CityPopulationMedian IncomePovertyHome Value
Homer1,892$89,0838.5%$311,400

Population Overview

Banks County is located in Georgia with a total population of 19,264. It is the 96th most populous county out of 159 in Georgia. The county encompasses 1 Census-designated place.

Age Demographics

The median age in Banks County is 42.1 years. This is 12% higher than the state median of 37.6 years.

Economy, Income & Housing

The median household income in Banks County is $77,063. This is about the same as the state median of $77,353. It is also 5% lower than the national median of $80,734. The poverty rate stands at 11.3%. This is 16% lower than the state poverty rate of 13.4%. The unemployment rate is 2.9%. This is 43% lower than the state rate of 5.1%. The median home value is $278,100. Housing costs are 8% lower than the state median of $303,300. The home-value-to-income ratio is 3.6x. 78.7% of occupied housing units are owner-occupied. This homeownership rate is 20% higher than the state average of 65.7%.

Race & Ethnicity

Banks County has a predominantly White (non-Hispanic) population, comprising 85.6% of all residents. Hispanic or Latino residents account for 7.3%. The White (non-Hispanic) population is significantly higher than the state average (85.6% vs 49.1%). The Black or African American population (2.7%) is well below the state average of 30.7%. The Asian population (1.8%) is well below the state average of 4.5%.

Education

18.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 47% lower than the state rate of 34.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 83.0%.

Data Sources & Methodology

All figures for Banks County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Georgia and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Banks County, Georgia?

Banks County has a population of 19,264, making it the 96th most populous county in Georgia.

What is the median income in Banks County?

The median household income in Banks County is $77,063 with a poverty rate of 11.3%.

How many cities are in Banks County, Georgia?

Banks County contains 1 Census-designated place.