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Champaign city, Illinois Demographics & Population 2026

As of 2026, Champaign city, Illinois has a total population of 88,822, the 10th largest city in Illinois, with a median household income of $57,544, which is 30% lower than the state average. The poverty rate is 23.9%.

Key Takeaways

Champaign city Quick Facts

Population 88,822
Median Household Income $57,544
Median Home Value $199,700
Poverty Rate 23.9%
Unemployment Rate 4.3%
Median Age 27.1 years
Homeownership Rate 44.9%
Affordability Ratio 3.5x
Bachelor's Degree or Higher 53.6%
High School Graduation Rate 94.6%
Diversity Index 63/100
Population 88,822 10th of 1,445
Median Income $57,544 below average
Poverty Rate 23.9% 92% higher national
Median Home Value $199,700 top 30%

How Champaign city Compares

Economy & Housing

Employment

4.3% Unemployment Rate State: 5.8% | National: 5.2%
60.0% Labor Force Participation

Housing Overview

Owner 44.9%
Renter 55.1%
Affordability Index Affordable
3.5x home value to income ratio

People & Demographics

Diversity Index

63out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 60 | National average: 60

Education

Champaign city Rankings in Illinois

#10 Population of 1,445
#935 Median Income of 1,445
#96 Education of 1,445
#364 Home Value of 1,445

Cities Similar to Champaign city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Waukegan city88,919$70,578$177,60021.0%15.3%
Cicero town83,223$68,548$236,00011.0%13.1%
Peoria city112,126$58,716$149,50038.0%20.0%
Bloomington city78,703$75,449$198,80048.9%11.2%
Decatur city70,368$50,809$97,30021.3%19.1%

Population Overview

Champaign city is a mid-sized community located in Illinois, within Champaign County. The total population is 88,822. It ranks as the 10th most populous out of 1,445 cities and towns in Illinois.

Age Demographics

The median age in Champaign city is 27.1 years. This is 30% lower than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Champaign city is $57,544. This is 30% lower than the state median of $81,702. Compared to the national median of $78,538, household income here is 27% lower. The poverty rate stands at 23.9%. This is 104% higher than the state poverty rate of 11.7%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 4.3%. This is 25% lower than the state rate of 5.8%. The median home value is $199,700. Housing costs are 20% lower than the state median of $250,500. The home-value-to-income ratio is 3.5x. 44.9% of occupied housing units are owner-occupied. This homeownership rate is 33% lower than the state average of 66.8%.

Race & Ethnicity

The largest racial or ethnic group in Champaign city is White (non-Hispanic), making up 56.0% of the population. Black or African American residents account for 17.1%. The Hispanic or Latino population (7.5%) is well below the state average of 18.5%. The Asian population is significantly higher than the state average (14.8% vs 5.8%).

Education

53.6% of residents aged 25 and older hold a bachelor's degree or higher. This places Champaign city in the top 10% of all cities in the state for educational attainment. This is 44% higher than the state rate of 37.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.6%. Notably, 30.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Champaign city, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Champaign city, Illinois?

Champaign city, Illinois has a population of 88,822 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Champaign city, IL?

The median household income in Champaign city is $57,544, which is 27% lower the national median of $78,538.

What is the poverty rate in Champaign city, IL?

The poverty rate in Champaign city is 23.9%. This means approximately 19,334 residents live below the federal poverty line.

What is the racial makeup of Champaign city, Illinois?

Champaign city's population is 56.0% White, 17.1% Black, 7.5% Hispanic/Latino, and 14.8% Asian.

What is the median home value in Champaign city, IL?

The median home value in Champaign city is $199,700. The home-value-to-income ratio is 3.5x.

How educated is Champaign city, Illinois?

53.6% of adults (25+) in Champaign city hold a bachelor's degree or higher, and 30.8% hold a graduate or professional degree.