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Harvard city, Illinois Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Harvard city, Illinois has a total population of 9,875, the 226th largest city in Illinois, with a median household income of $71,418, which is 13% lower than the state average. The poverty rate is 11.5%.

Key Takeaways

Harvard city Quick Facts

Population 9,875
Median Household Income $71,418
Median Home Value $174,000
Poverty Rate 11.5%
Unemployment Rate 6.3%
Median Age 30.5 years
Homeownership Rate 61.1%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 19.2%
High School Graduation Rate 81.1%
Diversity Index 53/100
Population 9,875 226th of 1,445
Median Income $71,418 average
Poverty Rate 11.5% 7% lower national
Median Home Value $174,000 above average

How Harvard city Compares

Economy & Housing

Employment

6.3% Unemployment Rate State: 5.8% | National: 5.2%
72.8% Labor Force Participation

Housing Overview

Owner 61.1%
Renter 38.9%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

53out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 60 | National average: 60

Education

Harvard city Rankings in Illinois

#226 Population of 1,445
#590 Median Income of 1,445
#639 Education of 1,445
#427 Home Value of 1,445

Cities Similar to Harvard city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Peru city9,863$68,147$155,60021.3%9.2%
Highland city10,268$77,886$185,80031.3%6.0%
River Grove village10,482$74,793$244,70025.8%5.5%
Wood River city10,315$65,960$103,20015.5%13.1%
Crestwood village10,622$68,686$187,70023.1%10.3%

Population Overview

Harvard city is a small city located in Illinois. The total population is 9,875. It ranks as the 226th most populous out of 1,445 cities and towns in Illinois.

Age Demographics

The median age in Harvard city is 30.5 years. This is 22% lower than the state median of 38.9 years. With 32.1% of the population under 18, Harvard city has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Harvard city is $71,418. This is 13% lower than the state median of $81,702. Compared to the national median of $78,538, household income here is 9% lower. The poverty rate stands at 11.5%. This is 2% lower than the state poverty rate of 11.7%. The unemployment rate is 6.3%. This is 9% higher than the state rate of 5.8%. The median home value is $174,000. Housing costs are 31% lower than the state median of $250,500. With a home-value-to-income ratio of just 2.4x, Harvard city is one of the most affordable housing markets in the area. 61.1% of occupied housing units are owner-occupied. This homeownership rate is 9% lower than the state average of 66.8%.

Race & Ethnicity

The largest racial or ethnic group in Harvard city is Hispanic or Latino, making up 53.9% of the population. White (non-Hispanic) residents account for 42.6%. The Black or African American population (0.5%) is well below the state average of 13.6%. The Hispanic or Latino population is significantly higher than the state average (53.9% vs 18.5%).

Education

19.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 48% lower than the state rate of 37.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 81.1%.

Data Sources & Methodology

All demographic data for Harvard city, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Harvard city, Illinois?

Harvard city, Illinois has a population of 9,875 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Harvard city, IL?

The median household income in Harvard city is $71,418, which is 9% lower the national median of $78,538.

What is the poverty rate in Harvard city, IL?

The poverty rate in Harvard city is 11.5%. This means approximately 1,130 residents live below the federal poverty line.

What is the racial makeup of Harvard city, Illinois?

Harvard city's population is 42.6% White, 0.5% Black, 53.9% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Harvard city, IL?

The median home value in Harvard city is $174,000. The home-value-to-income ratio is 2.4x.

How educated is Harvard city, Illinois?

19.2% of adults (25+) in Harvard city hold a bachelor's degree or higher, and 2.8% hold a graduate or professional degree.