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Mount Sterling city, Illinois Demographics & Population 2026

Very AffordableHome value to income ratio of 1.8x is exceptionally low

As of 2026, Mount Sterling city, Illinois has a total population of 1,949, the 514th largest city in Illinois, with a median household income of $63,922, which is 22% lower than the state average. The poverty rate is 11.9%.

Key Takeaways

Mount Sterling city Quick Facts

Population 1,949
Median Household Income $63,922
Median Home Value $118,100
Poverty Rate 11.9%
Unemployment Rate 1.6%
Median Age 36.7 years
Homeownership Rate 53.8%
Affordability Ratio 1.8x
Bachelor's Degree or Higher 24.0%
High School Graduation Rate 86.8%
Diversity Index 11/100
Population 1,949 514th of 1,445
Median Income $63,922 average
Poverty Rate 11.9% 4% lower national
Median Home Value $118,100 average

How Mount Sterling city Compares

Economy & Housing

Employment

1.6% Unemployment Rate State: 5.8% | National: 5.2%
64.4% Labor Force Participation

Housing Overview

Owner 53.8%
Renter 46.2%
Affordability Index Very Affordable
1.8x home value to income ratio

People & Demographics

Diversity Index

11out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 60 | National average: 60

Education

Mount Sterling city Rankings in Illinois

#514 Population of 1,445
#764 Median Income of 1,445
#457 Education of 1,445
#681 Home Value of 1,445

Cities Similar to Mount Sterling city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Channel Lake CDP1,988$63,958$210,40019.9%19.4%
Farmington city1,990$64,313$99,30024.0%8.5%
New Athens village1,937$61,477$118,10020.2%9.8%
Minonk city1,909$62,000$120,60018.1%10.4%
Earlville city2,015$62,763$127,3008.4%15.3%

Population Overview

Mount Sterling city is a small community located in Illinois. The total population is 1,949. It ranks as the 514th most populous out of 1,445 cities and towns in Illinois.

Age Demographics

The median age in Mount Sterling city is 36.7 years. This is 6% lower than the state median of 38.9 years. 11.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Mount Sterling city is $63,922. This is 22% lower than the state median of $81,702. Compared to the national median of $78,538, household income here is 19% lower. The poverty rate stands at 11.9%. This is 2% higher than the state poverty rate of 11.7%. The unemployment rate is 1.6%. This is 72% lower than the state rate of 5.8%. The median home value is $118,100. Housing costs are 53% lower than the state median of $250,500. With a home-value-to-income ratio of just 1.8x, Mount Sterling city is one of the most affordable housing markets in the area. 53.8% of occupied housing units are owner-occupied. This homeownership rate is 20% lower than the state average of 66.8%.

Race & Ethnicity

Mount Sterling city has a predominantly White (non-Hispanic) population, comprising 94.4% of all residents. Black or African American residents account for 2.7%. The White (non-Hispanic) population is significantly higher than the state average (94.4% vs 58.8%). The Black or African American population (2.7%) is well below the state average of 13.6%. The Hispanic or Latino population (2.3%) is well below the state average of 18.5%.

Education

24.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 35% lower than the state rate of 37.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.8%.

Data Sources & Methodology

All demographic data for Mount Sterling city, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Mount Sterling city, Illinois?

Mount Sterling city, Illinois has a population of 1,949 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Mount Sterling city, IL?

The median household income in Mount Sterling city is $63,922, which is 19% lower the national median of $78,538.

What is the poverty rate in Mount Sterling city, IL?

The poverty rate in Mount Sterling city is 11.9%. This means approximately 222 residents live below the federal poverty line.

What is the racial makeup of Mount Sterling city, Illinois?

Mount Sterling city's population is 94.4% White, 2.7% Black, 2.3% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Mount Sterling city, IL?

The median home value in Mount Sterling city is $118,100. The home-value-to-income ratio is 1.8x.

How educated is Mount Sterling city, Illinois?

24.0% of adults (25+) in Mount Sterling city hold a bachelor's degree or higher, and 3.3% hold a graduate or professional degree.