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Ruma village, Illinois Demographics & Population 2026

Very AffordableHome value to income ratio of 1.7x is exceptionally low

As of 2026, Ruma village, Illinois has a total population of 438, the 979th largest city in Illinois, with a median household income of $71,875, which is 12% lower than the state average. The poverty rate is 10.5%.

Key Takeaways

Ruma village Quick Facts

Population 438
Median Household Income $71,875
Median Home Value $125,000
Poverty Rate 10.5%
Unemployment Rate 1.9%
Median Age 35.8 years
Homeownership Rate 79.2%
Affordability Ratio 1.7x
Bachelor's Degree or Higher 10.3%
High School Graduation Rate 87.4%
Diversity Index 20/100
Population 438 979th of 1,445
Median Income $71,875 average
Poverty Rate 10.5% 16% lower national
Median Home Value $125,000 average

How Ruma village Compares

Economy & Housing

Employment

1.9% Unemployment Rate State: 5.8% | National: 5.2%
72.0% Labor Force Participation

Housing Overview

Owner 79.2%
Renter 20.8%
Affordability Index Very Affordable
1.7x home value to income ratio

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 60 | National average: 60

Education

Ruma village Rankings in Illinois

#979 Population of 1,445
#575 Median Income of 1,445
#1111 Education of 1,445
#624 Home Value of 1,445

Cities Similar to Ruma village

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Hartsburg village441$72,500$89,50018.4%0.4%
German Valley village455$71,420$118,30030.1%6.8%
Lakewood Shores CDP433$76,500$181,3008.5%12.2%
Scales Mound village441$66,765$158,00015.4%3.6%
Andover village425$68,281$139,60020.3%4.7%

Population Overview

Ruma village is a small community located in Illinois. The total population is 438. It ranks as the 979th most populous out of 1,445 cities and towns in Illinois.

Age Demographics

The median age in Ruma village is 35.8 years. This is 8% lower than the state median of 38.9 years. With 35.2% of the population under 18, Ruma village has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Ruma village is $71,875. This is 12% lower than the state median of $81,702. Compared to the national median of $78,538, household income here is 8% lower. The poverty rate stands at 10.5%. This is 10% lower than the state poverty rate of 11.7%. The unemployment rate is 1.9%. This is 67% lower than the state rate of 5.8%. The median home value is $125,000. Housing costs are 50% lower than the state median of $250,500. With a home-value-to-income ratio of just 1.7x, Ruma village is one of the most affordable housing markets in the area. 79.2% of occupied housing units are owner-occupied. This homeownership rate is 18% higher than the state average of 66.8%.

Race & Ethnicity

Ruma village has a predominantly White (non-Hispanic) population, comprising 88.8% of all residents. Hispanic or Latino residents account for 7.8%. The White (non-Hispanic) population is significantly higher than the state average (88.8% vs 58.8%). The Hispanic or Latino population (7.8%) is well below the state average of 18.5%. The Asian population (0.5%) is well below the state average of 5.8%.

Education

10.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 72% lower than the state rate of 37.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.4%.

Data Sources & Methodology

All demographic data for Ruma village, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Ruma village, Illinois?

Ruma village, Illinois has a population of 438 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Ruma village, IL?

The median household income in Ruma village is $71,875, which is 8% lower the national median of $78,538.

What is the poverty rate in Ruma village, IL?

The poverty rate in Ruma village is 10.5%. This means approximately 46 residents live below the federal poverty line.

What is the racial makeup of Ruma village, Illinois?

Ruma village's population is 88.8% White, 0.0% Black, 7.8% Hispanic/Latino, and 0.5% Asian.

What is the median home value in Ruma village, IL?

The median home value in Ruma village is $125,000. The home-value-to-income ratio is 1.7x.

How educated is Ruma village, Illinois?

10.3% of adults (25+) in Ruma village hold a bachelor's degree or higher, and 1.9% hold a graduate or professional degree.