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Michigan City city, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Michigan City city, Indiana has a total population of 31,894, the 32nd largest city in Indiana, with a median household income of $52,979, which is 24% lower than the state average. The poverty rate is 19.3%.

Key Takeaways

Michigan City city Quick Facts

Population 31,894
Median Household Income $52,979
Median Home Value $129,000
Poverty Rate 19.3%
Unemployment Rate 7.1%
Median Age 37.8 years
Homeownership Rate 58.2%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 18.8%
High School Graduation Rate 89.3%
Diversity Index 56/100
Population 31,894 32nd of 967
Median Income $52,979 bottom 30%
Poverty Rate 19.3% 55% higher national
Median Home Value $129,000 average

How Michigan City city Compares

Economy & Housing

Employment

7.1% Unemployment Rate State: 4.3% | National: 5.2%
54.4% Labor Force Participation

Housing Overview

Owner 58.2%
Renter 41.8%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

56out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 40 | National average: 60

Education

Michigan City city Rankings in Indiana

#32 Population of 967
#576 Median Income of 967
#342 Education of 967
#426 Home Value of 967

Cities Similar to Michigan City city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Goshen city34,374$55,436$175,20023.2%18.1%
Richmond city35,551$46,395$107,60020.6%23.2%
New Albany city37,589$54,152$169,60022.8%18.4%
Valparaiso city34,377$67,664$250,50040.6%14.0%
Hobart city29,646$71,680$203,40022.6%13.4%

Population Overview

Michigan City city is a mid-sized community located in Indiana. The total population is 31,894. It ranks as the 32nd most populous out of 967 cities and towns in Indiana.

Age Demographics

The median age in Michigan City city is 37.8 years. This is about average than the state median of 38.0 years.

Economy, Income & Housing

The median household income in Michigan City city is $52,979. This is 24% lower than the state median of $70,051. Compared to the national median of $78,538, household income here is 33% lower. The poverty rate stands at 19.3%. This is 58% higher than the state poverty rate of 12.2%. The unemployment rate is 7.1%. This is 65% higher than the state rate of 4.3%. The median home value is $129,000. Housing costs are 36% lower than the state median of $201,600. With a home-value-to-income ratio of just 2.4x, Michigan City city is one of the most affordable housing markets in the area. 58.2% of occupied housing units are owner-occupied. This homeownership rate is 17% lower than the state average of 70.3%.

Race & Ethnicity

The largest racial or ethnic group in Michigan City city is White (non-Hispanic), making up 60.3% of the population. Black or African American residents account for 24.6%. The Black or African American population is significantly higher than the state average (24.6% vs 9.1%). The Asian population (0.7%) is well below the state average of 2.5%.

Education

18.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 35% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.3%.

Data Sources & Methodology

All demographic data for Michigan City city, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.

Free data download: Get all Indiana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Michigan City city, Indiana?

Michigan City city, Indiana has a population of 31,894 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Michigan City city, IN?

The median household income in Michigan City city is $52,979, which is 33% lower the national median of $78,538.

What is the poverty rate in Michigan City city, IN?

The poverty rate in Michigan City city is 19.3%. This means approximately 5,612 residents live below the federal poverty line.

What is the racial makeup of Michigan City city, Indiana?

Michigan City city's population is 60.3% White, 24.6% Black, 9.8% Hispanic/Latino, and 0.7% Asian.

What is the median home value in Michigan City city, IN?

The median home value in Michigan City city is $129,000. The home-value-to-income ratio is 2.4x.

How educated is Michigan City city, Indiana?

18.8% of adults (25+) in Michigan City city hold a bachelor's degree or higher, and 6.6% hold a graduate or professional degree.